BCBA/MA (BCBA/MA)

Buenos Aires Stock Exchange: BCBA/MA · ARS

ARS 30,760

+298.52 (+1.0%)· Recorded snapshot

Market cap	822T
Revenue (ttm)	52T
Net income (ttm)	24.1T
EPS (ttm)	ARS 850
P/E (trailing)	36.2x
P/E (forward)	28.9x
Dividend	ARS 127 (0.41%)
Volume	7,691

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 52T
Net income (ttm): 24.1T
EPS (ttm): ARS 850
P/E (trailing): 36.2x
P/E (forward): 28.9x
Market cap: 822T

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-29 13:30 UTC

Forward P/E28.9

P25 n/aP50 n/aP75 n/a

Trailing P/E36.2

P25 n/aP50 n/aP75 n/a

ROE241.2

P25 n/aP50 n/aP75 n/a

ROIC93.8

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All BCBA/MA indicators

Market & fundamental data

Available fields

247

Groups with data

Currency

USD

Showing 247 of 247 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	ARS
Country	United States
Country code	AR
Earnings date	2026-10-29
Employees	39,800
Employees change	1,900
Employees growth	5.69%
Enterprise value	ARS 841.8T
Exchange	Buenos Aires Stock Exchange
Financial currency	USD
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	1966
Industry	Credit Services
Is primary listing	No
ISIN number	ARBCOM4603D8
Last earnings date	2026-10-29
Last refreshed	2026-10-29
Market cap	ARS 822T
Next earnings date	2026-10-29
Price	ARS 30,760.00
Price currency	ARS
Sector	Financials
SIC code	7389
Stock price date	2026-10-28
Symbol	bcba/MA
Website	https://www.mastercard.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	37.32x
Average P/E ratio (3Y)	34.86x
Average P/E ratio (5Y)	35.19x
Earnings yield	2.76%
EV/Earnings	34.95x
EV/EBIT	26.07x
EV/EBITDA	24.66x
EV/FCF	34.02x
EV/Sales	15.61x
FCF / EV yield	2.94%
FCF yield	3.01%
Forward P/E	28.94x
Graham number	2510.61199
Graham upside	-91.84%
Lynch fair value	ARS 15,968.54
Lynch upside	-48.09%
P/(FCF - SBC) ratio	34.49x
P/(OCF - SBC) ratio	32.98x
P/B ratio	98.97x
P/E ratio	36.21x
P/FCF ratio	33.22x
P/OCF ratio	31.82x
P/S ratio	15.81x
Price/EBITDA ratio	24.99x
Sector forward P/E	6.73x
Sector P/E	22.84x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	59.88%
EBITDA margin	63.28%
Effective tax rate	19.41%
FCF margin	45.75%
Gross margin	100%
Operating margin	59.88%
Pretax margin	57.5%
Profit margin	46.34%
Profit per employee	ARS 605.1M
Profitable quarters	71
Profitable years	17
Revenue per employee	ARS 1.3B
ROA	24.06%
ROA (5Y)	21.52%
ROCE	64.26%
ROE	241.2%
ROE (5Y)	167.33%
ROIC	93.78%
ROIC (5Y)	83.68%
SBC / revenue	1.75%
Tax / revenue	11.16%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	22.61%
EPS growth (Q)	22.11%
EPS growth (QoQ)	14.25%
EPS growth 10Y	18.22%
EPS growth 3Y	19.45%
EPS growth 5Y	20.36%
EPS growth quarters	13
EPS growth years	5
FCF growth	0.91%
FCF growth (Q)	-23.69%
FCF growth (QoQ)	22.39%
FCF growth 3Y	14.45%
FCF growth 5Y	17.83%
Gross profit growth	16.01%
Gross profit growth (Q)	14.07%
Gross profit growth 3Y	14.14%
Gross profit growth 5Y	16.09%
Net income growth	19.66%
Net income growth (Q)	18.56%
Net income growth (QoQ)	13.03%
Net income growth 3Y	16.7%
Net income growth 5Y	17.72%
Net income growth quarters	13
Net income growth years	0
OCF growth	2.86%
OCF growth (Q)	-18.03%
OCF growth (QoQ)	25.81%
OCF growth 10Y	14.69%
OCF growth 3Y	14.64%
OCF growth 5Y	17.95%
Operating income growth	18.27%
Operating income growth (Q)	16.33%
Operating income growth 3Y	15.94%
Operating income growth 5Y	18.95%
Revenue growth	16.01%
Revenue growth (Q)	14.07%
Revenue growth (QoQ)	10.47%
Revenue growth 10Y	13.16%
Revenue growth 3Y	14.14%
Revenue growth 5Y	16.09%
Revenue growth quarters	22
Revenue growth years	5

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	ARS -1.1T
Depreciation and amortization	ARS 1.8T
EBIT	ARS 31.1T
EBITDA	ARS 32.9T
EPS	ARS 849.52
Financing cash flow	ARS -19.6T
Free cash flow	ARS 24.7T
Free cash flow minus SBC	ARS 23.8T
Gross profit	ARS 52T
Income taxes	ARS 5.8T
Investing cash flow	ARS -2.5T
Net borrowing	ARS 8.8T
Net cash flow	ARS 3.6T
Net income	ARS 24.1T
Operating cash flow minus SBC	ARS 24.9T
Operating income	ARS 31.1T
Revenue	ARS 52T
Stock-based compensation	ARS 911.1B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Altman Z-Score	9.65
Book value per share	ARS 9,476.40
Debt / EBITDA	1.11
Debt / equity	4.4
Debt / FCF	1.48
Goodwill	ARS 14.6T
Interest coverage	28.08
Long-term assets	ARS 44.6T
Long-term liabilities	ARS 38.6T
Net cash (debt)	ARS -19.1T
Net cash / market cap	-2.32%
Net debt / EBITDA	0.58
Net debt / equity	2.3
Net debt / FCF	0.77
Piotroski F-Score	4
Property, plant and equipment	ARS 3.9T
Shareholders' equity	ARS 8.3T
Tangible book value	ARS -13.9T
Tangible book value per share	ARS -15,796.25
Total assets	ARS 85.5T
Total cash	ARS 17.2T
Total debt	ARS 36.5T
Total liabilities	ARS 77.2T

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.64
Current assets	ARS 40.9T
Current liabilities	ARS 38.5T
Current ratio	1.06
Net working capital	ARS -11.3T
Quick ratio	0.67
Working capital	ARS 2.2T
Working capital turnover	22,456.45

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	2.35%
Dividend growth	61.25%
Dividend growth (3Y)	126.52%
Dividend growth years	4
Dividend payment date	2026-11-09
Dividend payment years	6
Dividend payout frequency	Quarterly
Dividend per share	ARS 126.83
Dividend yield	0.41%
Ex-dividend date	2026-10-09
Last dividend	ARS 40.05
Payout ratio	17.96%
Shareholder yield	2.76%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
150-day SMA	ARS 25,368.67
1D price change	0.98%
1M price change	10.65%
1M total return	10.81%
1W price change	-0.13%
1W total return	-0.13%
1Y price change	21.68%
1Y return CAGR	22.29%
1Y total return	22.27%
20-day SMA	ARS 29,374.00
200-day SMA	ARS 25,002.70
3M price change	14.95%
3M total return	15.11%
3Y price change	218.59%
3Y return CAGR	47.69%
3Y total return	222.21%
50-day SMA	ARS 28,493.60
50-day SMA vs 200-day SMA	50over200
52-week high	ARS 31,600.00
52-week high date	2026-10-22
52-week low	ARS 21,240.00
52-week low date	2026-06-03
5Y price change	1,398.3%
5Y return CAGR	72.37%
5Y total return	1,420.92%
6M price change	31.85%
6M total return	32.17%
All-time high	ARS 31,600.00
All-time high date	2026-10-22
All-time low	ARS 1,579.50
All-time low date	2021-03-25
Average true range (ATR)	ARS 604.17
Average volume	10.9K
Change from 52-week high	-2.66%
Change from 52-week low	44.82%
Change from all-time high	-2.66%
Change from all-time low	1,847.45%
Change from open	0.85%
Day's gap	0.13%
Dollar volume	ARS 236.6M
High price	ARS 31,000.00
Low price	ARS 30,420.00
Monthly RSI	70.91
Open price	ARS 30,500.00
Position in 52-week range	58.62%
Previous close	ARS 30,460.00
Price vs 150-day SMA	21.25%
Price vs 20-day SMA	4.72%
Price vs 200-day SMA	23.03%
Price vs 50-day SMA	7.95%
Relative volume	0.71
RSI	67.27
Sharpe ratio	0.59
Sharpe ratio (3Y)	1.21
Sharpe ratio (5Y)	1.61
Sortino ratio	1.06
Sortino ratio (3Y)	1.97
Sortino ratio (5Y)	2.62
Volume	7.7K
Weekly RSI	70.61
YTD price change	15.73%
YTD total return	16.29%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	868.3M
Shares change (QoQ)	-1.12%
Shares change (YoY)	-2.35%
Shares held by insiders	0.03%
Shares held by institutions	89.33%
Short ratio	2.4 days

Deeper analysis on BCBA/MA

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Frequently asked questions

About this BCBA/MA report

Is a complete BCBA/MA research report available?

No complete published report is available for bcba/MA (BCBA/MA) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

BCBA/MA (BCBA/MA)

Price

Financial snapshot

Fair-value bridge

Latest news · BCBA/MA

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All BCBA/MA indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on BCBA/MA

Frequently asked questions