BCBA/SAN (BCBA/SAN)

Buenos Aires Stock Exchange: BCBA/SAN · ARS

ARS 77,575

-5198.15 (-6.3%)· Recorded snapshot

Market cap	262.4T
Revenue (ttm)	85.7T
Net income (ttm)	26.9T
EPS (ttm)	ARS 7,553
P/E (trailing)	10.3x
P/E (forward)	8.9x
Dividend	ARS 1,425 (1.84%)
Volume	779

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 85.7T
Net income (ttm): 26.9T
EPS (ttm): ARS 7,553
P/E (trailing): 10.3x
P/E (forward): 8.9x
Market cap: 262.4T

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-29 13:30 UTC

Forward P/E8.9

P25 n/aP50 n/aP75 n/a

Trailing P/E10.3

P25 n/aP50 n/aP75 n/a

ROE13.1

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

S&P 500+0.5%

Nasdaq Composite-2.4%

Dow Jones Industrial Average+1.8%

Russell 2000+1.8%

All BCBA/SAN indicators

Market & fundamental data

Available fields

185

Groups with data

Currency

EUR

Showing 185 of 185 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	ARS
Country	Spain
Country code	AR
Earnings date	2026-10-28
Employees	185,279
Employees change	-21,493
Employees growth	-10.4%
Exchange	Buenos Aires Stock Exchange
Financial currency	EUR
Financial report date	2026-09-30
First seen	2026-05-10
Fiscal year end	December
Founded	1856
Industry	Banks - Diversified
Is primary listing	No
ISIN number	ARBCOM4602T6
Last earnings date	2026-10-28
Last refreshed	2026-10-29
Market cap	ARS 262.4T
Next earnings date	2027-02-03
Price	ARS 77,575.00
Price currency	ARS
Sector	Financials
SIC code	6020
Stock price date	2026-10-28
Symbol	bcba/SAN
Website	https://www.santander.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	9.08x
Average P/E ratio (3Y)	8.17x
Average P/E ratio (5Y)	7.18x
Earnings yield	9.74%
FCF yield	-27.64%
Forward P/E	8.9x
Graham number	104193.87426
Graham upside	34.31%
Lynch fair value	ARS 181,251.35
Lynch upside	133.65%
P/B ratio	1.28x
P/E ratio	10.27x
P/S ratio	3.06x
Price / tangible book value	1.77x
Sector forward P/E	6.78x
Sector P/E	23.03x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	24.34%
Operating margin	41.96%
Pretax margin	39.83%
Profit margin	32.68%
Profit per employee	ARS 145.3M
Profitable quarters	25
Profitable years	5
Revenue per employee	ARS 462.4M
ROA	0.76%
ROA (5Y)	0.67%
ROE	13.06%
ROE (5Y)	11.37%
Tax / revenue	9.7%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	30.23%
EPS growth (Q)	83.02%
EPS growth (QoQ)	67.67%
EPS growth 10Y	14.58%
EPS growth 3Y	21.58%
EPS growth 5Y	30.12%
EPS growth years	5
Net income growth	18.87%
Net income growth (Q)	-2.06%
Net income growth (QoQ)	11.51%
Net income growth 3Y	17.66%
Net income growth 5Y	22.77%
Net income growth years	5
Revenue growth	4.2%
Revenue growth (Q)	7.95%
Revenue growth (QoQ)	-3.23%
Revenue growth 10Y	3.94%
Revenue growth 3Y	3.88%
Revenue growth 5Y	6.16%
Revenue growth quarters	2
Revenue growth years	0

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	ARS -9.4T
EPS	ARS 7,553.10
Financing cash flow	ARS -20.5T
Free cash flow	ARS -72.5T
Gross profit	ARS 85.7T
Income taxes	ARS 8.3T
Investing cash flow	ARS 12.7T
Net borrowing	ARS -4.2T
Net cash flow	ARS -68.7T
Net income	ARS 26.9T
Operating income	ARS 36T
Revenue	ARS 85.7T

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	ARS 21,285.50
Debt / equity	0.05
Goodwill	ARS 32.5T
Net cash (debt)	ARS 827.7T
Net cash / market cap	315.47%
Net debt / equity	-4.04
Piotroski F-Score	2
Property, plant and equipment	ARS 44T
Shareholders' equity	ARS 205T
Tangible book value	ARS 147.8T
Tangible book value per share	ARS 16,296.83
Total assets	ARS 3640.5T
Total cash	ARS 838.4T
Total debt	ARS 10.7T
Total liabilities	ARS 3435.5T

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	ARS 456.9T

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	7.37%
Dividend growth	60.76%
Dividend growth (3Y)	132.79%
Dividend growth years	4
Dividend payment date	2026-11-05
Dividend payment years	6
Dividend payout frequency	Semi-Annual
Dividend per share	ARS 1,424.71
Dividend yield	1.84%
Ex-dividend date	2026-10-30
Last dividend	ARS 887.19
Payout ratio	18.85%
Shareholder yield	9.21%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
150-day SMA	ARS 82,355.67
1D price change	-6.28%
1M price change	-17.14%
1M total return	-17.14%
1W price change	-11.04%
1W total return	-11.04%
1Y price change	35.5%
1Y return CAGR	37.65%
1Y total return	37.62%
20-day SMA	ARS 86,088.75
200-day SMA	ARS 79,716.50
3M price change	-13.3%
3M total return	-13.3%
3Y price change	521.05%
3Y return CAGR	87.23%
3Y total return	556.62%
50-day SMA	ARS 90,455.00
50-day SMA vs 200-day SMA	50over200
52-week high	ARS 99,300.00
52-week high date	2026-09-07
52-week low	ARS 58,225.00
52-week low date	2025-10-28
5Y price change	2,406.87%
5Y return CAGR	93.49%
5Y total return	2,610.58%
6M price change	6.52%
6M total return	7.31%
All-time high	ARS 99,300.00
All-time high date	2026-09-07
All-time low	ARS 1,247.75
All-time low date	2019-10-17
Average true range (ATR)	ARS 2,154.53
Average volume	296.3
Change from 52-week high	-21.88%
Change from 52-week low	36.1%
Change from all-time high	-21.88%
Change from all-time low	6,117.19%
Change from open	-1.83%
Day's gap	-4.53%
Dollar volume	ARS 60.4M
High price	ARS 79,225.00
Low price	ARS 77,450.00
Monthly RSI	64.03
Open price	ARS 79,025.00
Position in 52-week range	7.04%
Previous close	ARS 82,775.00
Price vs 150-day SMA	-5.8%
Price vs 20-day SMA	-9.89%
Price vs 200-day SMA	-2.69%
Price vs 50-day SMA	-14.24%
Relative volume	2.99
RSI	28
Sharpe ratio	0.85
Sharpe ratio (3Y)	1.71
Sharpe ratio (5Y)	1.67
Sortino ratio	1.43
Sortino ratio (3Y)	2.81
Sortino ratio (5Y)	2.74
Volume	779
Weekly RSI	40.41
YTD price change	7.63%
YTD total return	8.43%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	14.2B
Shares change (QoQ)	-35.17%
Shares change (YoY)	-7.37%
Shares held by insiders	1.27%
Shares held by institutions	36.96%

Deeper analysis on BCBA/SAN

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

→

Risks

Kill scenarios, soft-pass flags, and downside catalysts.

→

Earnings

Next earnings setup and beat / inline / miss thresholds.

→

Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

→

Financials

Revenue, margins, cash flow, and balance-sheet context.

→

Peers

Relative valuation and profitability against the cohort.

→

Moat

Economic-profit evidence and competitive advantage risk.

→

Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Scorecard

Six-factor overlay and 9-category weighted scorecard.

→

Recommendation

Final action, action steps, opportunity, and biggest risk.

→

Perspectives

Growth, value, and income investor reads.

→

Frequently asked questions

About this BCBA/SAN report

Is a complete BCBA/SAN research report available?

No complete published report is available for bcba/SAN (BCBA/SAN) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

Market cap

262.4T

Revenue (ttm)

85.7T

Net income (ttm)

26.9T

EPS (ttm)

ARS 7,553

P/E (trailing)

10.3x

P/E (forward)

8.9x

Dividend

ARS 1,425 (1.84%)

Volume

779

Metric

Value

Amount currency

ARS

Country

Spain

Country code

Earnings date

2026-10-28

Employees

185,279

Employees change

-21,493

Employees growth

-10.4%

Exchange

Buenos Aires Stock Exchange

Financial currency

EUR

Financial report date

2026-09-30

First seen

2026-05-10

Fiscal year end

December

Founded

1856

Industry

Banks - Diversified

Is primary listing

ISIN number

ARBCOM4602T6

Last earnings date

2026-10-28

Last refreshed

2026-10-29

Market cap

ARS 262.4T

Next earnings date

2027-02-03

Price

ARS 77,575.00

Price currency

ARS

Sector

Financials

SIC code

6020

Stock price date

2026-10-28

Symbol

bcba/SAN

Website

https://www.santander.com

Metric

Value

Average P/E ratio (10Y)

9.08x

Average P/E ratio (3Y)

8.17x

Average P/E ratio (5Y)

7.18x

Earnings yield

9.74%

FCF yield

-27.64%

Forward P/E

8.9x

Graham number

104193.87426

Graham upside

34.31%

Lynch fair value

ARS 181,251.35

Lynch upside

133.65%

P/B ratio

1.28x

P/E ratio

10.27x

P/S ratio

3.06x

Price / tangible book value

1.77x

Sector forward P/E

6.78x

Sector P/E

23.03x

Metric

Value

Effective tax rate

24.34%

Operating margin

41.96%

Pretax margin

39.83%

Profit margin

32.68%

Profit per employee

ARS 145.3M

Profitable quarters

Profitable years

Revenue per employee

ARS 462.4M

ROA

0.76%

ROA (5Y)

0.67%

ROE

13.06%

ROE (5Y)

11.37%

Tax / revenue

9.7%

Metric

Value

EPS growth

30.23%

EPS growth (Q)

83.02%

EPS growth (QoQ)

67.67%

EPS growth 10Y

14.58%

EPS growth 3Y

21.58%

EPS growth 5Y

30.12%

EPS growth years

Net income growth

18.87%

Net income growth (Q)

-2.06%

Net income growth (QoQ)

11.51%

Net income growth 3Y

17.66%

Net income growth 5Y

22.77%

Net income growth years

Revenue growth

4.2%

Revenue growth (Q)

7.95%

Revenue growth (QoQ)

-3.23%

Revenue growth 10Y

3.94%

Revenue growth 3Y

3.88%

Revenue growth 5Y

6.16%

Revenue growth quarters

Revenue growth years

Metric

Value

Capital expenditures

ARS -9.4T

EPS

ARS 7,553.10

Financing cash flow

ARS -20.5T

Free cash flow

ARS -72.5T

Gross profit

ARS 85.7T

Income taxes

ARS 8.3T

Investing cash flow

ARS 12.7T

Net borrowing

ARS -4.2T

Net cash flow

ARS -68.7T

Net income

ARS 26.9T

Operating income

ARS 36T

Revenue

ARS 85.7T

Metric

Value

Book value per share

ARS 21,285.50

Debt / equity

0.05

Goodwill

ARS 32.5T

Net cash (debt)

ARS 827.7T

Net cash / market cap

315.47%

Net debt / equity

-4.04

Piotroski F-Score

Property, plant and equipment

ARS 44T

Shareholders' equity

ARS 205T

Tangible book value

ARS 147.8T

Tangible book value per share

ARS 16,296.83

Total assets

ARS 3640.5T

Total cash

ARS 838.4T

Total debt

ARS 10.7T

Total liabilities

ARS 3435.5T

Metric

Value

Working capital

ARS 456.9T

Metric

Value

Buyback yield / dilution

7.37%

Dividend growth

60.76%

Dividend growth (3Y)

132.79%

Dividend growth years

Dividend payment date

2026-11-05

Dividend payment years

Dividend payout frequency

Semi-Annual

Dividend per share

ARS 1,424.71

Dividend yield

1.84%

Ex-dividend date

2026-10-30

Last dividend

ARS 887.19

Payout ratio

18.85%

Shareholder yield

9.21%

Metric

Value

150-day SMA

ARS 82,355.67

1D price change

-6.28%

1M price change

-17.14%

1M total return

-17.14%

1W price change

-11.04%

1W total return

-11.04%

1Y price change

35.5%

1Y return CAGR

37.65%

1Y total return

37.62%

20-day SMA

ARS 86,088.75

200-day SMA

ARS 79,716.50

3M price change

-13.3%

3M total return

-13.3%

3Y price change

521.05%

3Y return CAGR

87.23%

3Y total return

556.62%

50-day SMA

ARS 90,455.00

50-day SMA vs 200-day SMA

50over200

52-week high

ARS 99,300.00

52-week high date

2026-09-07

52-week low

ARS 58,225.00

52-week low date

2025-10-28

5Y price change

2,406.87%

5Y return CAGR

93.49%

5Y total return

2,610.58%

6M price change

6.52%

6M total return

7.31%

All-time high

ARS 99,300.00

All-time high date

2026-09-07

All-time low

ARS 1,247.75

All-time low date

2019-10-17

Average true range (ATR)

ARS 2,154.53

Average volume

296.3

Change from 52-week high

-21.88%

Change from 52-week low

36.1%

Change from all-time high

-21.88%

Change from all-time low

6,117.19%

Change from open

-1.83%

Day's gap

-4.53%

Dollar volume

ARS 60.4M

High price

ARS 79,225.00

Low price

ARS 77,450.00

Monthly RSI

64.03

Open price

ARS 79,025.00

Position in 52-week range

7.04%

Previous close

ARS 82,775.00

Price vs 150-day SMA

-5.8%

Price vs 20-day SMA

-9.89%

Price vs 200-day SMA

-2.69%

Price vs 50-day SMA

-14.24%

Relative volume

2.99

RSI

Sharpe ratio

0.85

Sharpe ratio (3Y)

1.71

Sharpe ratio (5Y)

1.67

Sortino ratio

1.43

Sortino ratio (3Y)

2.81

Sortino ratio (5Y)

2.74

Volume

779

Weekly RSI

40.41

YTD price change

7.63%

YTD total return

8.43%

Metric

Value

Float

14.2B

Shares change (QoQ)

-35.17%

Shares change (YoY)

-7.37%

Shares held by insiders

1.27%

Shares held by institutions

36.96%

BCBA/SAN (BCBA/SAN)

Price

Financial snapshot

Fair-value bridge

Latest news · BCBA/SAN

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All BCBA/SAN indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on BCBA/SAN

Frequently asked questions

BCBA/SAN (BCBA/SAN)

Price

Financial snapshot

Fair-value bridge

Latest news · BCBA/SAN

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All BCBA/SAN indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on BCBA/SAN

Frequently asked questions