Is a complete ASX/PPM research report available?

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Accepted Answer

No complete published report is available for asx/PPM (ASX/PPM) on this page. Market-directory data, when present, is not a substitute for a reviewed stock analysis.

Market cap	732.2M
Revenue (ttm)	396.5M
Net income (ttm)	104.6M
EPS (ttm)	A$0.23
Shares out	449.2M
P/E (trailing)	7.2x
P/E (forward)	6.8x
Dividend	A$0.14 (8.71%)
Volume	131,140

Metric	Value
Country	Australia
Country code	AU
Employees	758
Exchange	Australian Securities Exchange
Financial currency	AUD
First seen	2026-05-10
Industry	Credit Services
Industry PE	13.33
Industry PE Fwd	9.75
Isin	AU0000150898
Last refreshed	2026-07-27
Market cap	AUD 732.2M
Price	AUD 1.63
Price currency	AUD
Rev Per Employee	523,087.07x
Sector	Financials
Sector PE	20.16
Sector PE Fwd	18.48
Sic	6162
Symbol	asx/PPM
Website	https://www.peppermoney.com.au

Metric	Value
Earnings Yield	14.29%
FCF yield	-97.62%
Forward P/E	6.8x
P/B ratio	0.84x
P/E ratio	7.2x
P/S ratio	1.85x
PE Ratio3 Y	6.39x
PE Ratio5 Y	5.67x

Metric	Value
Gross margin	93.37%
Gross Profit	AUD 370.2M
Net Income	AUD 104.6M
Net Income Growth	5.87%
Net Income Growth Q	10.56%
Net Income Growth Quarters	2%
Net Income Growth Years	1%
Net Income Growth3 Y	-9.47%
Net Income Growth5 Y	38.52%
Pretax Margin	36.95%
Profit Margin	26.38%
Profit Per Employee	AUD 137,995
Profitable Quarters	AUD 11
Profitable Years	5
ROA	0.58
Roa5y	0.61
ROE	12.12
Roe5y	14.88
ROIC	0.59
Roic5y	0.66

Metric	Value
Cagr1y	-9.2%
Cagr3y	15.94%
Cagr5y	0.06%
Div CAGR3	10.59%
EPS Growth	5.43
EPS Growth Q	9.1
EPS Growth Quarters	1
EPS Growth Years	1
EPS Growth3 Y	-10.29
Revenue Growth	2.48x
Revenue Growth Q	4.13x
Revenue Growth Years	0x
Revenue Growth3 Y	-4.17x
Revenue Growth5 Y	-3x

ASX/PPM (ASX/PPM)

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Metric	Value
Asset Turnover	AUD 0.02
Assets	AUD 18.4B
Cash	AUD 1.3B
Debt	AUD 17.4B
Debt Equity	AUD 20
Debt FCF	AUD -24.34
Equity	AUD 869.9M
Liabilities	AUD 17.5B
Net Cash	AUD -16.1B
Net Cash By Market Cap	AUD -2,196
Net Debt Equity	AUD 18.48
Tangible Book Value	AUD 748.4M
Tangible Book Value Per Share	AUD 1.68
WACC	0.44

Metric	Value
Current ratio	273.7
Quick ratio	273.7
Working Capital	AUD 18.1B
Working Capital Turnover	AUD 0.02

Metric	Value
Buyback Yield	-0.39%
Dividend Growth	17.36%
Dividend Growth Years	2%
Dividend per share	AUD 0.14
Dividend Years	5
Dividend Yield	8.71%
Ex Div Date	2026-03-12
Last Dividend	AUD 0.08
Payout Frequency	Semi-Annual
Payout Ratio	110.33%

Metric	Value
1Y total return	-9.2%
200-day SMA	1.97
3Y total return	55.85%
50-day SMA	1.63
50-day SMA vs 200-day SMA	50under200
5Y total return	0.3%
All Time High	2.86
All Time High Change	-43.01%
All Time High Date	2021-08-25
All Time Low	1.11
All Time Low Change	47.51%
All Time Low Date	2022-06-23
ATR	0.04
Beta	1.19
Beta1y	0.95
Beta2y	0.69
Ch YTD	-24.54
High	1.64
High52	2.58
High52 Date	2025-11-03
High52ch	-36.82%
Low	1.58
Low52	1.49
Low52 Date	2026-07-02
Low52ch	9.4%
Ma50ch	0.06%
Price vs 200-day SMA	-17.3%
RSI	52.31
RSI Monthly	47.3
RSI Weekly	40.72
Sharpe ratio	-0.12x
Sortino ratio	-0.05
Total Return	8.32%
Tr YTD	-21.84
Tr1m	0.31%
Tr1w	1.88%
Tr3m	-6.86%

Metric	Value
Analyst Count	4
Analyst Count Top	0
Analyst Ratings	Buy
Operating Income	AUD 150M
Operating Income Growth	-0.79
Operating Income Growth Q	-4.75
Operating Income Growth3 Y	-9.71
Operating Income Growth5 Y	47.45
Operating margin	37.83
Price target	AUD 2.14
Price Target Change	AUD 31.29

Metric	Value
Float	160,710,535%
Net Borrowing	877,100,000
Shares Insiders	4.63%
Shares Institutions	17.33%
Shares Out	449,218,195
Shares Qo Q	-0.13%
Shares Yo Y	0.39%

Metric	Value
Adjusted FCF	AUD -714.8M
Average Volume	364,347.75x
Bv Per Share	1.96
Ch1m	0.31
Ch1w	1.88
Ch1y	-14.88
Ch3m	-6.86
Ch3y	17.69
Ch5y	-32.92
Ch6m	-19.7
Change	2.19%
Change From Open	1.87
Close	1.6
Days Gap	0.31
Depreciation Amortization	5,200,000
Dollar Volume	213,758.2
Earnings Date	2026-08-20
EPS	AUD 0.23
F Score	4
FCF	AUD -714.8M
FCF Per Share	AUD -1.59
Financing CF	761,300,000
Fiscal Year End	December
Founded	2,000
Goodwill	98,200,000
Graham Number	3.15669
Graham Upside	93.66
Income Tax	AUD 41.9M
Investing CF	-5,700,000
Is Primary Listing	1
Last Earnings Date	2026-02-18
Last Report Date	2025-12-31
Lynch Fair Value	AUD 5.66
Lynch Upside	247.1
Ma150	1.87
Ma150ch	-12.83%
Ma20	1.6
Ma20ch	1.94%
Net CF	40,800,000
Next Earnings Date	2026-08-20
Open	1.6
Payment Date	2026-04-14
Position In Range	83.33
Ppne	18,900,000
Price Date	2026-07-24
Ptbv Ratio	0.98
Relative Volume	0.35x
Revenue	396,500,000x
Tax By Revenue	10.57x
Tax Rate	28.6%
Tr6m	-16.83%
Volume	131,140