NSX/FCF (NSX/FCF)

National Stock Exchange of Australia: NSX/FCF · AUD

A$0.64

+0.00 (0.0%)· Recorded snapshot

Market cap	471.5K
Revenue (ttm)	1.6M
Net income (ttm)	240.2K
EPS (ttm)	A$0.33
Shares out	736.8K
P/E (trailing)	2.0x
Dividend	A$0.10 (15.63%)
Volume	500
Beta	-0.08

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 1.6M
Net income (ttm): 240.2K
EPS (ttm): A$0.33
P/E (trailing): 2.0x
Market cap: 471.5K

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/E2

P25 n/aP50 n/aP75 n/a

ROE24.2

P25 n/aP50 n/aP75 n/a

ROIC297.6

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All NSX/FCF indicators

Market & fundamental data

Available fields

191

Groups with data

Currency

AUD

Showing 191 of 191 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	AUD
Country	Australia
Country code	AU
Earnings date	2026-12-04
Employees	6
Employees change	-1
Employees growth	-14.29%
Enterprise value	AUD -523,215
Exchange	National Stock Exchange of Australia
Financial currency	AUD
Financial report date	2026-06-30
First seen	2026-09-17
Fiscal year end	June
Founded	2005
Industry	Commercial Banks
Is primary listing	Yes
ISIN number	AU0000330490
Last refreshed	2026-10-28
Market cap	AUD 471,526
Next earnings date	2026-12-04
Price	AUD 0.64
Price currency	AUD
SIC code	6020
Stock price date	2026-10-16
Symbol	nsx/FCF
Website	https://www.bendigobank.com.au

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	13.17x
Average P/E ratio (3Y)	1.9x
Average P/E ratio (5Y)	20.55x
Earnings yield	50.94%
FCF / EV yield	-59.07%
FCF yield	65.55%
Graham number	3.27454
Graham upside	411.65%
Lynch fair value	AUD 8.15
Lynch upside	1,173.44%
P/B ratio	0.44x
P/E ratio	1.96x
P/FCF ratio	1.53x
P/OCF ratio	1.53x
P/S ratio	0.29x
Price / tangible book value	0.47x
Price/EBITDA ratio	1.38x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	19.9%
EBITDA margin	20.78%
Effective tax rate	25.11%
FCF margin	18.81%
Gross margin	100%
Operating margin	19.9%
Pretax margin	19.52%
Profit margin	14.62%
Profit per employee	AUD 40,031
Revenue per employee	AUD 273,803
ROA	15.75%
ROA (5Y)	9.12%
ROCE	28.7%
ROE	24.17%
ROE (5Y)	13.77%
ROIC	297.58%
ROIC (5Y)	101.84%
Tax / revenue	4.9%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	28.3%
EPS growth (Q)	-18.46%
EPS growth (QoQ)	-36.71%
EPS growth 10Y	4.48%
EPS growth 3Y	32.32%
EPS growth 5Y	76.75%
FCF growth	1.63%
FCF growth (Q)	-31.61%
FCF growth (QoQ)	-10.08%
FCF growth 3Y	293.2%
FCF growth 5Y	21.26%
Gross profit growth	12.86%
Gross profit growth (Q)	11.29%
Gross profit growth 3Y	9.83%
Gross profit growth 5Y	15.66%
Net income growth	28.29%
Net income growth (Q)	-16.07%
Net income growth (QoQ)	-35.69%
Net income growth 3Y	32.31%
Net income growth 5Y	76.77%
OCF growth	1.26%
OCF growth (Q)	-31.96%
OCF growth (QoQ)	-10.08%
OCF growth 10Y	8.96%
OCF growth 3Y	7.51%
OCF growth 5Y	21.26%
Operating income growth	28.81%
Operating income growth (Q)	-13.99%
Operating income growth 3Y	31.71%
Operating income growth 5Y	78.5%
Revenue growth	12.86%
Revenue growth (Q)	11.29%
Revenue growth (QoQ)	5.06%
Revenue growth 10Y	5.3%
Revenue growth 3Y	9.83%
Revenue growth 5Y	15.66%

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Depreciation and amortization	AUD 14,366
EBIT	AUD 326,952
EBITDA	AUD 341,318
EPS	AUD 0.33
FCF per share	AUD 0.42
Financing cash flow	AUD -122,070
Free cash flow	AUD 309,068
Gross profit	AUD 1.6M
Income taxes	AUD 80,539
Investing cash flow	AUD -14,367
Net borrowing	AUD -46,654
Net cash flow	AUD 172,631
Net income	AUD 240,186
Operating income	AUD 326,952
Revenue	AUD 1.6M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Altman Z-Score	3.03
Book value per share	AUD 1.46
Debt / EBITDA	0.14
Debt / equity	0.05
Debt / FCF	0.19
Interest coverage	52.51
Long-term assets	AUD 193,883
Long-term liabilities	AUD 62,170
Net cash (debt)	AUD 994,744
Net cash / market cap	210.96%
Net cash growth	20.49%
Net debt / EBITDA	-2.91
Net debt / equity	-0.92
Net debt / FCF	-3.22
Piotroski F-Score	4
Property, plant and equipment	AUD 73,526
Shareholders' equity	AUD 1.1M
Tangible book value	AUD 1M
Tangible book value per share	AUD 1.37
Total assets	AUD 1.4M
Total cash	AUD 1.1M
Total debt	AUD 57,608
Total liabilities	AUD 351,082
WACC	4.26%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	1.27
Current assets	AUD 1.2M
Current liabilities	AUD 288,912
Current ratio	4.27
Net working capital	AUD -68,076
Quick ratio	4.25
Working capital	AUD 945,312
Working capital turnover	1.9

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	0.01%
Dividend growth	0%
Dividend growth (10Y)	7.18%
Dividend growth (3Y)	49.38%
Dividend growth (5Y)	14.87%
Dividend growth years	2
Dividend payment date	2025-12-11
Dividend payment years	1
Dividend payout frequency	Annual
Dividend per share	AUD 0.10
Dividend yield	15.63%
Ex-dividend date	2025-11-26
FCF payout ratio	23.84%
Last dividend	AUD 0.10
Payout ratio	31.4%
Shareholder yield	15.63%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1D price change	0%
52-week high	AUD 0.64
52-week high date	2026-10-16
52-week low	AUD 0.64
52-week low date	2026-10-16
All-time high	AUD 0.64
All-time high date	2026-09-10
All-time low	AUD 0.64
All-time low date	2026-09-10
Average volume	500
Beta (1Y)	-0.55
Beta (2Y)	-0.26
Beta (5Y)	-0.08
Change from 52-week high	0%
Change from 52-week low	0%
Change from all-time high	0%
Change from all-time low	0%
Change from open	0%
Dollar volume	AUD 320
High price	AUD 0.64
Low price	AUD 0.64
Monthly RSI	0
Open price	AUD 0.64
Previous close	AUD 0.00
Relative volume	1
RSI	0
Volume	500
Weekly RSI	0

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Shares change (QoQ)	1.61%
Shares change (YoY)	-0.01%
Shares outstanding	736.8K

Deeper analysis on NSX/FCF

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

→

Risks

Kill scenarios, soft-pass flags, and downside catalysts.

→

Earnings

Next earnings setup and beat / inline / miss thresholds.

→

Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

→

Financials

Revenue, margins, cash flow, and balance-sheet context.

→

Peers

Relative valuation and profitability against the cohort.

→

Moat

Economic-profit evidence and competitive advantage risk.

→

Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Frequently asked questions

About this NSX/FCF report

Is a complete NSX/FCF research report available?

No complete published report is available for nsx/FCF (NSX/FCF) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

NSX/FCF (NSX/FCF)

Price

Financial snapshot

Fair-value bridge

Latest news · NSX/FCF

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All NSX/FCF indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on NSX/FCF

Frequently asked questions