DSE/ICICL (DSE/ICICL)

Dhaka Stock Exchange: DSE/ICICL · BDT

BDT 38.1

+1.30 (+3.5%)· Recorded snapshot

Market cap	1.9B
Revenue (ttm)	799.4M
Net income (ttm)	101.8M
EPS (ttm)	BDT 2.00
Shares out	50.7M
P/E (trailing)	19.0x
Dividend	BDT 1.00 (2.63%)
Volume	595,544
Beta	0.50

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 799.4M
Net income (ttm): 101.8M
EPS (ttm): BDT 2.00
P/E (trailing): 19.0x
Market cap: 1.9B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-30 13:30 UTC

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/E19

P25 n/aP50 n/aP75 n/a

ROE11.8

P25 n/aP50 n/aP75 n/a

ROIC7.4

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All DSE/ICICL indicators

Market & fundamental data

Available fields

201

Groups with data

Currency

BDT

Showing 201 of 201 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	BDT
Country	Bangladesh
Country code	BD
Earnings date	2026-11-01
Employees	534
Employees change	97
Employees growth	22.2%
Enterprise value	BDT 1.4B
Exchange	Dhaka Stock Exchange
Financial currency	BDT
Financial report date	2026-03-31
First seen	2026-05-10
Fiscal year end	December
Founded	1999
Industry	Fire, Marine, and Casualty Insurance
Is primary listing	Yes
ISIN number	BD0756ICICL7
Last earnings date	2026-07-29
Last refreshed	2026-10-30
Market cap	BDT 1.9B
Next earnings date	2026-11-01
Price	BDT 38.10
Price currency	BDT
SIC code	6331
Stock price date	2026-10-29
Symbol	dse/ICICL
Website	https://www.iciclbd.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (3Y)	23.09x
Average P/E ratio (5Y)	23.64x
Earnings yield	5.25%
EV/Earnings	14.1x
EV/EBIT	9.33x
EV/EBITDA	8.77x
EV/FCF	46.18x
EV/Sales	1.8x
FCF / EV yield	2.17%
FCF yield	1.61%
Graham number	28.26209
Graham upside	-25.82%
Industry P/E	21.42x
Lynch fair value	BDT 50.01
Lynch upside	31.25%
P/B ratio	2.15x
P/E ratio	19.05x
P/FCF ratio	62.04x
P/OCF ratio	52.92x
P/S ratio	2.41x
Price / tangible book value	2.15x
Price/EBITDA ratio	11.78x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	19.25%
EBITDA margin	20.48%
Effective tax rate	33.2%
FCF margin	4.2%
Gross margin	80.22%
Operating margin	19.25%
Pretax margin	19.24%
Profit margin	12.85%
Profit per employee	BDT 190,711
Revenue per employee	BDT 1.5M
ROA	6.33%
ROA (5Y)	4.23%
ROCE	13.87%
ROE	11.77%
ROE (5Y)	7.52%
ROIC	7.38%
ROIC (5Y)	7.79%
Tax / revenue	6.39%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	14.73%
EPS growth (Q)	43.04%
EPS growth (QoQ)	-50.17%
EPS growth 3Y	8.11%
EPS growth 5Y	-9.54%
FCF growth	2.77%
FCF growth 3Y	-18.53%
FCF growth 5Y	-14.27%
Net income growth	12.73%
Net income growth (Q)	43.04%
Net income growth (QoQ)	-50.17%
Net income growth 3Y	4.63%
Net income growth 5Y	59.72%
OCF growth	-2.26%
OCF growth 3Y	-15.54%
OCF growth 5Y	-11.5%
Revenue growth	41.6%
Revenue growth (Q)	49.64%
Revenue growth (QoQ)	-95.35%
Revenue growth 3Y	21.18%
Revenue growth 5Y	17.74%

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
EBIT	BDT 153.9M
EBITDA	BDT 163.8M
EPS	BDT 2.00
FCF per share	BDT 0.61
Financing cash flow	BDT -50.4M
Free cash flow	BDT 31.1M
Gross profit	BDT 641.3M
Income taxes	BDT 51.1M
Investing cash flow	BDT -9.2M
Net cash flow	BDT -23.1M
Net income	BDT 101.8M
Operating income	BDT 153.9M
Revenue	BDT 799.4M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	BDT 17.75
Debt / equity	0
Net cash (debt)	BDT 493.4M
Net cash / market cap	25.57%
Net cash growth	-4.96%
Net debt / EBITDA	-3.01
Net debt / equity	-0.55
Net debt / FCF	-15.86
Piotroski F-Score	5
Property, plant and equipment	BDT 150M
Shareholders' equity	BDT 899M
Tangible book value	BDT 899M
Tangible book value per share	BDT 17.75
Total assets	BDT 1.5B
Total cash	BDT 493.4M
Total debt	BDT 0
Total liabilities	BDT 628.7M
WACC	6.98%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.53
Current ratio	2.57
Inventory turnover	109.59
Net working capital	BDT 162.3M
Quick ratio	1.81
Working capital	BDT 655.7M

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	-0.41%
Dividend growth	0%
Dividend growth years	0
Dividend payment date	2026-09-06
Dividend payment years	4
Dividend payout frequency	Annual
Dividend per share	BDT 1.00
Dividend yield	2.63%
Ex-dividend date	2026-06-09
FCF payout ratio	162.83%
Last dividend	BDT 1.00
Payout ratio	78.84%
Shareholder yield	2.22%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
150-day SMA	BDT 30.72
1D price change	3.53%
1M price change	-4.51%
1M total return	-4.51%
1W price change	6.13%
1W total return	6.13%
1Y price change	66.38%
1Y return CAGR	72.16%
1Y total return	72.09%
20-day SMA	BDT 37.25
200-day SMA	BDT 28.78
3M price change	15.81%
3M total return	15.81%
3Y price change	23.7%
3Y return CAGR	11.9%
3Y total return	40.13%
50-day SMA	BDT 36.85
50-day SMA vs 200-day SMA	50over200
52-week high	BDT 41.70
52-week high date	2026-09-30
52-week low	BDT 20.00
52-week low date	2025-11-16
6M price change	67.84%
6M total return	73.61%
All-time high	BDT 49.30
All-time high date	2023-01-08
All-time low	BDT 13.30
All-time low date	2022-12-18
Average true range (ATR)	BDT 1.42
Average volume	399.6K
Beta (1Y)	0.15
Beta (2Y)	-0.03
Beta (5Y)	0.5
Change from 52-week high	-8.63%
Change from 52-week low	90.5%
Change from all-time high	-22.72%
Change from all-time low	186.47%
Change from open	3.53%
Day's gap	0%
Dollar volume	BDT 22.7M
High price	BDT 38.40
Low price	BDT 36.80
Monthly RSI	69.66
Open price	BDT 36.80
Position in 52-week range	81.25%
Previous close	BDT 36.80
Price vs 150-day SMA	24.02%
Price vs 20-day SMA	2.3%
Price vs 200-day SMA	32.38%
Price vs 50-day SMA	3.38%
Relative volume	1.49
RSI	56.9
Sharpe ratio	1.41
Sharpe ratio (3Y)	0.4
Sortino ratio	2.53
Sortino ratio (3Y)	0.79
Volume	595.5K
Weekly RSI	0
YTD price change	70.85%
YTD total return	76.72%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Shares change (QoQ)	0%
Shares change (YoY)	0.41%
Shares outstanding	50.7M

Deeper analysis on DSE/ICICL

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

→

Risks

Kill scenarios, soft-pass flags, and downside catalysts.

→

Earnings

Next earnings setup and beat / inline / miss thresholds.

→

Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

→

Financials

Revenue, margins, cash flow, and balance-sheet context.

→

Peers

Relative valuation and profitability against the cohort.

→

Moat

Economic-profit evidence and competitive advantage risk.

→

Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Frequently asked questions

About this DSE/ICICL report

Is a complete DSE/ICICL research report available?

No complete published report is available for dse/ICICL (DSE/ICICL) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

DSE/ICICL (DSE/ICICL)

Price

Financial snapshot

Fair-value bridge

Latest news · DSE/ICICL

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All DSE/ICICL indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on DSE/ICICL

Frequently asked questions