DSE/KARNAPHULI (DSE/KARNAPHULI)

Dhaka Stock Exchange: DSE/KARNAPHULI · BDT

BDT 52.0

+2.20 (+4.4%)· Recorded snapshot

Market cap	2.3B
Revenue (ttm)	587M
Net income (ttm)	110.6M
EPS (ttm)	BDT 2.47
Shares out	44.9M
P/E (trailing)	21.1x
Dividend	BDT 1.00 (1.92%)
Volume	404,968
Beta	0.23

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 587M
Net income (ttm): 110.6M
EPS (ttm): BDT 2.47
P/E (trailing): 21.1x
Market cap: 2.3B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-29 19:55 UTC

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/E21.1

P25 n/aP50 n/aP75 n/a

ROE9.9

P25 n/aP50 n/aP75 n/a

ROIC9.8

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All DSE/KARNAPHULI indicators

Market & fundamental data

Available fields

223

Groups with data

Currency

BDT

Showing 223 of 223 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	BDT
Country	Bangladesh
Country code	BD
Earnings date	2027-04-22
Employees	359
Employees change	25
Employees growth	7.49%
Enterprise value	BDT 1.4B
Exchange	Dhaka Stock Exchange
Financial currency	BDT
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	1986
Industry	Insurance Agents, Brokers, and Service
Is primary listing	Yes
ISIN number	BD0710KPICL2
Last earnings date	2026-07-28
Last refreshed	2026-10-29
Last stock split date	2019-05-21
Last stock split type	Forward
Market cap	BDT 2.3B
Next earnings date	2027-04-22
Price	BDT 52.00
Price currency	BDT
SIC code	6411
Stock price date	2026-10-29
Symbol	dse/KARNAPHULI
Website	https://www.kiclbd.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	15.42x
Average P/E ratio (3Y)	15.94x
Average P/E ratio (5Y)	15.82x
Earnings yield	4.74%
EV/Earnings	13.02x
EV/EBIT	9.65x
EV/EBITDA	8.82x
EV/FCF	11.21x
EV/Sales	2.45x
FCF / EV yield	8.92%
FCF yield	5.5%
Graham number	37.95766
Graham upside	-27%
Lynch fair value	BDT 12.33
Lynch upside	-76.29%
P/B ratio	2x
P/E ratio	21.09x
P/FCF ratio	18.17x
P/OCF ratio	16.32x
P/S ratio	3.98x
Price / tangible book value	2x
Price/EBITDA ratio	14.72x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	25.42%
EBITDA margin	27.01%
Effective tax rate	25.47%
FCF margin	21.88%
Gross margin	54.1%
Operating margin	25.42%
Pretax margin	25.29%
Profit margin	18.85%
Profit per employee	BDT 308,213
Revenue per employee	BDT 1.6M
ROA	4.44%
ROA (5Y)	4.33%
ROCE	10.04%
ROE	9.9%
ROE (5Y)	9.78%
ROIC	9.78%
ROIC (5Y)	9.74%
Tax / revenue	6.44%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	15.24%
EPS growth (Q)	55.1%
EPS growth (QoQ)	11.92%
EPS growth 10Y	19.73%
EPS growth 3Y	11.89%
EPS growth 5Y	4.48%
FCF growth	75.64%
FCF growth (QoQ)	45.98%
FCF growth 3Y	62.15%
FCF growth 5Y	-9.03%
Net income growth	15.24%
Net income growth (Q)	54.98%
Net income growth (QoQ)	12.09%
Net income growth 3Y	11.89%
Net income growth 5Y	4.48%
OCF growth	72.02%
OCF growth (QoQ)	9.71%
OCF growth 10Y	18.8%
OCF growth 3Y	45.41%
OCF growth 5Y	-11.57%
Revenue growth	0.68%
Revenue growth (Q)	17.51%
Revenue growth (QoQ)	13.18%
Revenue growth 10Y	10.2%
Revenue growth 3Y	7.86%
Revenue growth 5Y	8.61%

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	BDT -14.6M
EBIT	BDT 149.2M
EBITDA	BDT 158.6M
EPS	BDT 2.47
FCF per share	BDT 2.86
Financing cash flow	BDT -44.9M
Free cash flow	BDT 128.4M
Gross profit	BDT 317.6M
Income taxes	BDT 37.8M
Investing cash flow	BDT -37.6M
Net cash flow	BDT 60.5M
Net income	BDT 110.6M
Operating income	BDT 149.2M
Revenue	BDT 587M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	BDT 25.97
Debt / equity	0
Interest coverage	191.99
Net cash (debt)	BDT 893.3M
Net cash / market cap	38.28%
Net cash growth	7.27%
Net debt / EBITDA	-5.63
Net debt / equity	-0.77
Net debt / FCF	-6.96
Piotroski F-Score	4
Property, plant and equipment	BDT 253.9M
Shareholders' equity	BDT 1.2B
Tangible book value	BDT 1.2B
Tangible book value per share	BDT 25.97
Total assets	BDT 2.2B
Total cash	BDT 1.3B
Total debt	BDT 0
Total liabilities	BDT 1B
WACC	5.49%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.28
Current ratio	2.74
Net working capital	BDT 339.1M
Quick ratio	2.74
Working capital	BDT 1.2B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Dividend growth	0%
Dividend growth (10Y)	0.98%
Dividend growth (3Y)	0%
Dividend growth (5Y)	0%
Dividend growth years	0
Dividend payment date	2026-08-09
Dividend payment years	15
Dividend payout frequency	Annual
Dividend per share	BDT 1.00
Dividend yield	1.92%
Ex-dividend date	2026-06-08
FCF payout ratio	34.94%
Last dividend	BDT 1.00
Payout ratio	40.56%
Shareholder yield	1.92%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	300.77%
10Y return CAGR	19.2%
10Y total return	479.1%
150-day SMA	BDT 42.86
15Y price change	26.9%
15Y return CAGR	5.85%
15Y total return	134.57%
1D price change	4.42%
1M price change	-9.45%
1M total return	-9.45%
1W price change	-3.3%
1W total return	-3.3%
1Y price change	65.45%
1Y return CAGR	70.46%
1Y total return	70.4%
20-day SMA	BDT 50.56
200-day SMA	BDT 39.66
20Y price change	957.77%
20Y return CAGR	19.17%
20Y total return	3,235.01%
3M price change	7.33%
3M total return	7.33%
3Y price change	46.47%
3Y return CAGR	17.59%
3Y total return	62.6%
50-day SMA	BDT 53.76
50-day SMA vs 200-day SMA	50over200
52-week high	BDT 61.00
52-week high date	2026-08-16
52-week low	BDT 24.80
52-week low date	2025-11-16
5Y price change	18.85%
5Y return CAGR	7%
5Y total return	40.25%
6M price change	49.55%
6M total return	54.03%
All-time high	BDT 95.91
All-time high date	2010-10-04
All-time low	BDT 3.11
All-time low date	2000-02-23
Average true range (ATR)	BDT 2.11
Average volume	386K
Beta (1Y)	0.06
Beta (2Y)	-0.35
Beta (5Y)	0.23
Change from 52-week high	-14.75%
Change from 52-week low	109.68%
Change from all-time high	-48.08%
Change from all-time low	1,501.8%
Dollar volume	BDT 21.1M
High price	BDT 52.40
Low price	BDT 49.90
Monthly RSI	65.41
Position in 52-week range	84%
Previous close	BDT 49.80
Price vs 150-day SMA	16.18%
Price vs 20-day SMA	-1.49%
Price vs 200-day SMA	25.57%
Price vs 50-day SMA	-7.36%
Relative volume	1.05
RSI	45.26
Sharpe ratio	1.33
Sharpe ratio (3Y)	0.58
Sharpe ratio (5Y)	0.28
Sortino ratio	2.32
Sortino ratio (3Y)	1.08
Sortino ratio (5Y)	0.63
Volume	405K
Weekly RSI	94.8
YTD price change	75.35%
YTD total return	80.6%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	31.2M
Shares change (QoQ)	0.15%
Shares held by insiders	30.41%
Shares outstanding	44.9M

Deeper analysis on DSE/KARNAPHULI

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this DSE/KARNAPHULI report

Is a complete DSE/KARNAPHULI research report available?

No complete published report is available for dse/KARNAPHULI (DSE/KARNAPHULI) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

DSE/KARNAPHULI (DSE/KARNAPHULI)

Price

Financial snapshot

Fair-value bridge

Latest news · DSE/KARNAPHULI

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All DSE/KARNAPHULI indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on DSE/KARNAPHULI

Frequently asked questions