Is a complete EBR/AGS research report available?

Question

Accepted Answer

No complete published report is available for ebr/AGS (EBR/AGS) on this page. Market-directory data, when present, is not a substitute for a reviewed stock analysis.

Market cap	13.7B
Revenue (ttm)	9.4B
Net income (ttm)	1.7B
EPS (ttm)	€9.09
Shares out	190.7M
P/E (trailing)	7.9x
P/E (forward)	9.6x
Dividend	€3.75 (5.21%)
Volume	222,129

Metric	Value
Country	Belgium
Country code	BE
Employees	20,799
Employees Change	4,002%
Employees Change Percent	23.83
Enterprise value	EUR 21.6B
Exchange	Euronext Brussels
Financial currency	EUR
First seen	2026-05-10
Industry	Insurance - Diversified
Isin	BE0974264930
Last refreshed	2026-08-01
Market cap	EUR 13.7B
Price	EUR 71.9
Price currency	EUR
Rev Per Employee	472,442.13x
Sector	Financials
Sector PE	26.17
Sic	6311
Symbol	ebr/AGS
Website	https://www.ageas.com

Metric	Value
Earnings Yield	12.48%
EV Earnings	12.62x
EV/EBIT	16.16x
EV/EBITDA	12.75x
EV/FCF	7.97x
EV/Sales	2.29x
FCF yield	19.77%
Forward P/E	9.59x
P/B ratio	1.19x
P/E ratio	7.91x
P/S ratio	1.45x
PE Ratio10 Y	17.38x
PE Ratio3 Y	7.61x
PE Ratio5 Y	8.27x

Metric	Value
EBIT Margin	11.08%
EBITDA Margin	14.03%
FCF margin	28.75%
Gross margin	29.83%
Gross Profit	EUR 2.8B
Net Income	EUR 1.7B
Net Income Growth	53.13%
Net Income Growth Q	117.44%
Net Income Growth Quarters	4%
Net Income Growth Years	2%
Net Income Growth3 Y	15.99%
Net Income Growth5 Y	8.45%
Pretax Margin	23.04%
Profit Margin	18.16%
Profit Per Employee	EUR 85,780
Profitable Quarters	EUR 26
Profitable Years	14
ROA	0.61
Roa5y	0.6
ROCE	1.3
ROE	18.82
Roe5y	13.43
ROIC	4.31
Roic5y	4.9

Metric	Value
Cagr10y	13.99%
Cagr15y	16.31%
Cagr1y	26.94%
Cagr20y	-1.93%
Cagr3y	29.22%
Cagr5y	15.48%
Div CAGR10	8.1%
Div CAGR3	7.72%
Div CAGR5	-5.7%
EPS Growth	49.26
EPS Growth Q	108.5
EPS Growth Quarters	4
EPS Growth Years	2
EPS Growth3 Y	15.17
EPS Growth5 Y	8.45
FCF Growth	238.03%
FCF Growth Q	285.64%
FCF Growth3 Y	42.49%
OCF Growth	177.32%
OCF Growth Q	190.23%
OCF Growth3 Y	41.68%
Revenue Growth	10.8x
Revenue Growth Q	19.53x
Revenue Growth Quarters	4x
Revenue Growth Years	3x
Revenue Growth3 Y	10.49x
Revenue Growth5 Y	-4.63x

EBR/AGS (EBR/AGS)

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Metric	Value
Asset Turnover	EUR 0.09
Assets	EUR 107.1B
Cash	EUR 27B
Debt	EUR 8.9B
Debt EBITDA	EUR 5.27
Debt Equity	EUR 0.78
Debt FCF	EUR 3.29
Equity	EUR 11.5B
Interest Coverage	5.57
Liabilities	EUR 95.6B
Net Cash	EUR -5.8B
Net Cash By Market Cap	EUR -42.48
Net Debt EBITDA	EUR 3.44
Net Debt Equity	EUR 0.51
Net Debt FCF	EUR 2.15
Tangible Book Value	EUR 5.1B
Tangible Book Value Per Share	EUR 26.48
WACC	5.28

Metric	Value
Current ratio	7.27
Net Working Capital	EUR 26.4B
Quick ratio	6.59
Working Capital	EUR 26.8B

Metric	Value
Buyback Yield	-2.54%
Dividend Growth	7.14%
Dividend Growth Years	2%
Dividend per share	EUR 3.75
Dividend Years	17
Dividend Yield	5.21%
Ex Div Date	2026-06-03
Last Dividend	EUR 1.58
Payout Frequency	Semi-Annual
Payout Ratio	38.38%

Metric	Value
10Y total return	270.4%
1Y total return	26.91%
200-day SMA	63.29
3Y total return	115.81%
50-day SMA	68.92
50-day SMA vs 200-day SMA	50over200
5Y total return	105.39%
All Time High	355.7
All Time High Change	-79.79%
All Time High Date	2007-04-11
All Time Low	5.68
All Time Low Change	1,165.85%
All Time Low Date	2008-11-21
ATR	0.99
Beta	0.53
Beta1y	0.54
Beta2y	0.51
Ch YTD	20.23
High	72.3
High52	72.85
High52 Date	2026-07-23
High52ch	-1.3%
Low	71.75
Low52	55.85
Low52 Date	2025-12-04
Low52ch	28.74%
Ma50ch	4.32%
Price vs 200-day SMA	13.61%
RSI	59.38
RSI Monthly	83.24
RSI Weekly	66.42
Sharpe ratio	1.2x
Sortino ratio	2.18
Total Return	2.68%
Tr YTD	23.17
Tr15y	864.46%
Tr1m	2.71%
Tr1w	0.35%
Tr3m	10.43%

Metric	Value
Analyst Count	12
Analyst Ratings	Hold
Operating Income	EUR 1B
Operating margin	10.62
Price target	EUR 68.95
Price Target Change	EUR -4.1

Metric	Value
Float	178,790,703%
Net Borrowing	1,159,000,000
Shares Institutions	53.17%
Shares Out	190,727,000
Shares Qo Q	3.05%
Shares Yo Y	2.54%

Metric	Value
Adjusted FCF	EUR 2.7B
Adjusted OCF	2,892,000,000
Average Volume	218,380.45x
Bv Per Share	49.5
CAPEX	EUR -187M
Ch10y	138.9
Ch15y	401
Ch1m	2.71
Ch1w	0.35
Ch1y	21.66
Ch20y	-74.26
Ch3m	7.8
Ch3y	86.71
Ch5y	61.36
Ch6m	19.93
Change	-0.07%
Change From Open	-0.14
Close	71.95
Days Gap	0.07
Dollar Volume	15,971,075.1
Earnings Date	2026-08-27
EBIT	EUR 1.3B
EBITDA	EUR 1.7B
EPS	EUR 9.09
F Score	5
FCF	EUR 2.7B
FCF EV Yield	12.55x
FCF Per Share	EUR 14.21
Financing CF	863,000,000
Fiscal Year End	December
Founded	1,824
Goodwill	1,989,000,000
Graham Number	110.36631
Graham Upside	53.5
Income Tax	EUR 262M
Investing CF	-2,686,000,000
Is Primary Listing	1
Last Earnings Date	2026-04-09
Last Report Date	2025-12-31
Last Split Date	2012-08-07
Last Split Type	Reverse
Lynch Fair Value	EUR 75.88
Lynch Upside	5.54
Ma150	65.03
Ma150ch	10.57%
Ma20	71.34
Ma20ch	0.79%
Net CF	1,026,000,000
Next Earnings Date	2026-08-27
Open	72
P FCF Ratio	5.06
P FCF Ratio SBC	5.07
P OCF Ratio	4.73
P OCF Ratio SBC	4.74
Payment Date	2026-06-05
Position In Range	27.27
Ppne	2,999,000,000
Price Date	2026-07-31
Price EBITDA	EUR 8.1
Ptbv Ratio	2.71
Relative Volume	1.06x
Revenue	9,429,000,000x
SBC By Revenue	0.06x
Share Based Comp	6,000,000
Tax By Revenue	2.78x
Tax Rate	12.06%
Tr20y	-32.25%
Tr6m	22.86%
Volume	222,129