BVMF/A1TT34 (BVMF/A1TT34)

Brazil Stock Exchange: BVMF/A1TT34 · BRL

R$57.4

+3.35 (+6.2%)· Recorded snapshot

Market cap	340.3B
Revenue (ttm)	363.4B
Net income (ttm)	68.3B
EPS (ttm)	R$11.1
P/E (trailing)	5.2x
P/E (forward)	8.7x
Dividend	R$0.61 (1.07%)
Volume	390
Beta	0.14

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 363.4B
Net income (ttm): 68.3B
EPS (ttm): R$11.1
P/E (trailing): 5.2x
P/E (forward): 8.7x
Market cap: 340.3B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E8.7

P25 n/aP50 n/aP75 n/a

Trailing P/E5.2

P25 n/aP50 n/aP75 n/a

ROE46.1

P25 n/aP50 n/aP75 n/a

ROIC32.6

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All BVMF/A1TT34 indicators

Market & fundamental data

Available fields

226

Groups with data

Currency

USD

Showing 226 of 226 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	BRL
Country	United States
Country code	BR
Earnings date	2026-11-04
Employees	53,300
Employees change	-2,100
Employees growth	-3.79%
Enterprise value	BRL 386.5B
Exchange	Brazil Stock Exchange
Financial currency	USD
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	1931
Industry	Insurance - Property & Casualty
Is primary listing	No
ISIN number	BRA1TTBDR003
Last earnings date	2026-08-05
Last refreshed	2026-10-28
Last stock split date	2022-11-28
Last stock split type	Forward
Market cap	BRL 340.3B
Next earnings date	2026-11-04
Price	BRL 57.35
Price currency	BRL
Sector	Financials
SIC code	6331
Stock price date	2026-10-26
Symbol	bvmf/A1TT34
Website	https://www.allstate.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	12.54x
Average P/E ratio (3Y)	11.99x
Average P/E ratio (5Y)	14.56x
Earnings yield	19.42%
EV/Earnings	5.66x
EV/EBIT	4.33x
EV/EBITDA	4.2x
EV/FCF	6.09x
EV/Sales	1.03x
FCF / EV yield	16.42%
FCF yield	18.65%
Forward P/E	8.72x
Graham number	87.27972
Graham upside	52.19%
Lynch fair value	BRL 287.87
Lynch upside	401.95%
P/B ratio	1.95x
P/E ratio	5.15x
P/FCF ratio	5.36x
P/OCF ratio	5.27x
P/S ratio	0.94x
Price / tangible book value	2.3x
Price/EBITDA ratio	3.84x
Sector forward P/E	8.29x
Sector P/E	9.31x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	23.82%
EBITDA margin	24.4%
Effective tax rate	21.69%
FCF margin	16.96%
Gross margin	36.8%
Operating margin	23.82%
Pretax margin	24.22%
Profit margin	18.97%
Profit per employee	BRL 1.3M
Profitable quarters	11
Profitable years	2
Revenue per employee	BRL 6.8M
ROA	8.68%
ROA (5Y)	2.64%
ROCE	31.96%
ROE	46.11%
ROE (5Y)	14.85%
ROIC	32.6%
ROIC (5Y)	11.38%
Tax / revenue	5.25%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	135.84%
EPS growth (Q)	61.21%
EPS growth (QoQ)	35.24%
EPS growth 10Y	28.85%
EPS growth 5Y	31.59%
EPS growth quarters	5
EPS growth years	3
FCF growth	43.45%
FCF growth (Q)	38.26%
FCF growth (QoQ)	-26.43%
FCF growth 3Y	40.11%
FCF growth 5Y	18.73%
Net income growth	128.55%
Net income growth (Q)	55.1%
Net income growth (QoQ)	33.48%
Net income growth 5Y	27.52%
Net income growth quarters	5
Net income growth years	3
OCF growth	42.62%
OCF growth (Q)	40.63%
OCF growth (QoQ)	-26.05%
OCF growth 10Y	13.01%
OCF growth 3Y	37.6%
OCF growth 5Y	17.65%
Revenue growth	5.92%
Revenue growth (Q)	11.8%
Revenue growth (QoQ)	9.77%
Revenue growth 10Y	6.97%
Revenue growth 3Y	8.69%
Revenue growth 5Y	8.46%
Revenue growth quarters	16
Revenue growth years	15

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	BRL -1.1B
EBIT	BRL 86.6B
EBITDA	BRL 88.7B
EPS	BRL 11.14
Financing cash flow	BRL -21.6B
Free cash flow	BRL 63.5B
Gross profit	BRL 133.7B
Income taxes	BRL 19.1B
Investing cash flow	BRL -44.3B
Net borrowing	BRL -3.2B
Net cash flow	BRL -803M
Net income	BRL 68.3B
Operating income	BRL 86.6B
Revenue	BRL 363.4B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	BRL 646.52
Debt / EBITDA	0.44
Debt / equity	0.22
Debt / FCF	0.61
Goodwill	BRL 16.6B
Interest coverage	42.51
Net cash (debt)	BRL -34.5B
Net cash / market cap	-10.13%
Net debt / EBITDA	0.39
Net debt / equity	0.2
Net debt / FCF	0.54
Piotroski F-Score	4
Property, plant and equipment	BRL 3.2B
Shareholders' equity	BRL 174.5B
Tangible book value	BRL 148.1B
Tangible book value per share	BRL 582.92
Total assets	BRL 646.3B
Total cash	BRL 29.6B
Total debt	BRL 38.8B
Total liabilities	BRL 471.9B
WACC	4.92%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.58
Current ratio	0.36
Net working capital	BRL -240.6B
Quick ratio	0.24
Working capital	BRL -239.1B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	1.96%
Dividend growth	10.59%
Dividend growth (3Y)	6.72%
Dividend growth (5Y)	7.48%
Dividend growth years	5
Dividend payment date	2026-10-07
Dividend payment years	7
Dividend payout frequency	Quarterly
Dividend per share	BRL 0.61
Dividend yield	1.07%
Ex-dividend date	2026-08-28
Last dividend	BRL 0.03
Payout ratio	8.91%
Shareholder yield	3.03%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
150-day SMA	BRL 49.36
1D price change	6.2%
1M price change	15.63%
1M total return	15.63%
1W price change	10.61%
1W total return	10.61%
1Y price change	32.02%
1Y return CAGR	33.86%
1Y total return	33.84%
20-day SMA	BRL 50.16
200-day SMA	BRL 48.41
3M price change	4.18%
3M total return	4.48%
3Y price change	118.73%
3Y return CAGR	31.64%
3Y total return	128.15%
50-day SMA	BRL 52.80
50-day SMA vs 200-day SMA	50over200
52-week high	BRL 58.14
52-week high date	2026-08-06
52-week low	BRL 40.90
52-week low date	2026-05-29
5Y price change	98.05%
5Y return CAGR	16.51%
5Y total return	114.69%
6M price change	28.04%
6M total return	28.91%
All-time high	BRL 58.14
All-time high date	2026-08-06
All-time low	BRL 15.45
All-time low date	2020-03-23
Average true range (ATR)	BRL 1.11
Average volume	292.9
Beta (5Y)	0.14
Change from 52-week high	-1.36%
Change from 52-week low	40.22%
Change from all-time high	-1.36%
Change from all-time low	271.13%
Change from open	-0.36%
Day's gap	6.59%
Dollar volume	BRL 22,367
High price	BRL 57.74
Low price	BRL 57.14
Monthly RSI	63.03
Open price	BRL 57.56
Position in 52-week range	35%
Previous close	BRL 54.00
Price vs 150-day SMA	16.19%
Price vs 20-day SMA	14.34%
Price vs 200-day SMA	18.48%
Price vs 50-day SMA	8.61%
Relative volume	1.33
RSI	73.53
Sharpe ratio	0.69
Sortino ratio	1.17
Volume	390
Weekly RSI	62.95
YTD price change	21.07%
YTD total return	22.31%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	251.3M
Shares change (QoQ)	-1.33%
Shares change (YoY)	-1.96%
Shares held by insiders	0.5%
Shares held by institutions	85.18%
Short ratio	3.2 days

Deeper analysis on BVMF/A1TT34

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this BVMF/A1TT34 report

Is a complete BVMF/A1TT34 research report available?

No complete published report is available for bvmf/A1TT34 (BVMF/A1TT34) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

BVMF/A1TT34 (BVMF/A1TT34)

Price

Financial snapshot

Fair-value bridge

Latest news · BVMF/A1TT34

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All BVMF/A1TT34 indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on BVMF/A1TT34

Frequently asked questions