Is a complete BVMF/BBSE3 research report available?

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Accepted Answer

No complete published report is available for bvmf/BBSE3 (BVMF/BBSE3) on this page. Market-directory data, when present, is not a substitute for a reviewed stock analysis.

Market cap	80.5B
Revenue (ttm)	10.5B
Net income (ttm)	9.2B
EPS (ttm)	R$4.74
Shares out	1.9B
P/E (trailing)	8.8x
P/E (forward)	9.5x
Dividend	R$4.53 (10.92%)
Volume	6,193,500

Metric	Value
Country	Brazil
Country code	BR
Employees	222
Employees Change	26%
Employees Change Percent	13.27
Enterprise value	BRL 74.2B
Exchange	Brazil Stock Exchange
Financial currency	BRL
First seen	2026-05-10
Industry	Insurance - Diversified
Isin	BRBBSEACNOR5
Last refreshed	2026-07-27
Market cap	BRL 80.5B
Price	BRL 41.49
Price currency	BRL
Rev Per Employee	47,187,810.81x
Sector	Financials
Sector PE	10.04
Sector PE Fwd	8.35
Sic	6311
Symbol	bvmf/BBSE3
Website	https://www.bbseguridaderi.com.br

Metric	Value
Earnings Yield	11.41%
EV Earnings	8.07x
EV/EBIT	7.41x
EV/EBITDA	7.41x
EV/FCF	20.41x
EV/Sales	7.08x
FCF yield	4.51%
Forward P/E	9.49x
P/B ratio	6.37x
P/E ratio	8.76x
P/S ratio	7.69x
PE Ratio10 Y	11.19x
PE Ratio3 Y	8.01x
PE Ratio5 Y	9.12x
PEG ratio	16x

Metric	Value
EBIT Margin	95.57%
EBITDA Margin	95.57%
FCF margin	34.68%
Gross margin	98.26%
Gross Profit	BRL 10.3B
Gross Profit Growth	-7.73%
Gross Profit Growth Q	6.13%
Gross Profit Growth3 Y	8.31%
Gross Profit Growth5 Y	15.16%
Net Income	BRL 9.2B
Net Income Growth	6.34%
Net Income Growth Q	8.92%
Net Income Growth Quarters	4%
Net Income Growth Years	5%
Net Income Growth3 Y	10.46%
Net Income Growth5 Y	18.43%
Pretax Margin	106.32%
Profit Margin	87.75%
Profit Per Employee	BRL 41.4M
Profitable Quarters	BRL 54
Profitable Years	16
ROA	32.81
Roa5y	29.21
ROCE	60.84
ROE	75.65
Roe5y	81.3
ROIC	250.3
Roic5y	374.8

Metric	Value
Cagr10y	12.59%
Cagr1y	39.64%
Cagr3y	22.29%
Cagr5y	24.59%
Div CAGR10	10.2%
Div CAGR3	16%
Div CAGR5	27.48%
EPS Growth	6.54
EPS Growth Q	8.92
EPS Growth Quarters	4
EPS Growth Years	5
EPS Growth3 Y	11.51
EPS Growth5 Y	19.1
FCF Growth	-8.47%
FCF Growth Q	-44.4%
FCF Growth3 Y	5.25%
FCF Growth5 Y	7.33%
OCF Growth	-8.47%
OCF Growth Q	-44.4%
OCF Growth10 Y	14.05%
OCF Growth3 Y	5.25%
OCF Growth5 Y	7.33%
Revenue Growth	-7.58x
Revenue Growth Q	5.98x
Revenue Growth Quarters	1x
Revenue Growth Years	5x
Revenue Growth3 Y	8.03x
Revenue Growth5 Y	14.8x

BVMF/BBSE3 (BVMF/BBSE3)

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Metric	Value
Asset Turnover	BRL 0.55
Assets	BRL 19.6B
Cash	BRL 6.4B
Current Assets	BRL 7.8B
Current Liabilities	BRL 3.2B
Debt	BRL 0
Equity	BRL 12.6B
Interest Coverage	4,579.9
Liabilities	BRL 7B
Long Term Assets	BRL 11.9B
Long Term Liabilities	BRL 3.8B
Net Cash	BRL 6.4B
Net Cash By Market Cap	BRL 7.92
Net Cash Growth	-1.19%
Net Debt EBITDA	BRL -0.64
Net Debt Equity	BRL -0.5
Net Debt FCF	BRL -1.76
Tangible Book Value	BRL 12.6B
Tangible Book Value Per Share	BRL 6.51
WACC	4.87

Metric	Value
Current ratio	2.45
Net Working Capital	BRL -1.8B
Quick ratio	2.45
Working Capital	BRL 4.6B
Working Capital Turnover	BRL 2.26

Metric	Value
Buyback Yield	0.19%
Dividend Growth	22.58%
Dividend Growth Years	1%
Dividend per share	BRL 4.53
Dividend Years	14
Dividend Yield	10.92%
Ex Div Date	2026-02-13
Last Dividend	BRL 2.61
Payout Frequency	Semi-Annual
Payout Ratio	96.06%

Metric	Value
10Y total return	227.4%
1Y total return	39.61%
200-day SMA	35.48
3Y total return	82.91%
50-day SMA	37.9
50-day SMA vs 200-day SMA	50over200
5Y total return	200.19%
All Time High	42.84
All Time High Change	-3.15%
All Time High Date	2026-07-22
All Time Low	15.98
All Time Low Change	159.64%
All Time Low Date	2013-06-24
ATR	0.76
Beta	0.11
Beta1y	0.08
Beta2y	0.11
Ch YTD	14.77
High	42.45
High52	42.84
High52 Date	2026-07-22
High52ch	-3.15%
Low	41.41
Low52	31.53
Low52 Date	2025-08-21
Low52ch	31.59%
Ma50ch	9.48%
Price vs 200-day SMA	16.94%
RSI	65.68
RSI Monthly	63.78
RSI Weekly	72.04
Sharpe ratio	1.77x
Sortino ratio	3.06
Total Return	11.11%
Tr YTD	23.28
Tr1m	8.41%
Tr1w	0.9%
Tr3m	21.07%

Metric	Value
Analyst Count	12
Analyst Ratings	Hold
Operating Income	BRL 10B
Operating Income Growth	-8.35
Operating Income Growth Q	6.14
Operating Income Growth3 Y	8.36
Operating Income Growth5 Y	15.17
Operating margin	95.57
Price target	BRL 37.33
Price Target Change	BRL -10.82

Metric	Value
Float	615,993,709%
Shares Institutions	8.16%
Shares Out	1,941,248,544
Shares Qo Q	0%
Shares Yo Y	-0.19%

Metric	Value
Adjusted FCF	BRL 3.6B
Average Volume	5,389,785x
Bv Per Share	6.51
CAPEX	BRL -58,000
Ch10y	39.7
Ch1m	8.41
Ch1w	0.9
Ch1y	22.82
Ch3m	21.07
Ch3y	33.62
Ch5y	88.59
Ch6m	12.17
Change	-2.15%
Change From Open	-1.85
Close	42.4
Days Gap	-0.31
Depreciation Amortization	182,000
Dollar Volume	256,968,315
Earnings Date	2026-08-03
EBIT	BRL 10B
EBITDA	BRL 10B
EPS	BRL 4.74
F Score	3
FCF	BRL 3.6B
FCF EV Yield	4.9x
FCF Per Share	BRL 1.87
Financing CF	-8,830,217,000
Fiscal Year End	December
Founded	1,981
Graham Number	26.3402
Graham Upside	-36.51
Income Tax	BRL 1.9B
Investing CF	6,360,159,000
Is Primary Listing	1
Last Earnings Date	2026-05-04
Last Report Date	2026-03-31
Lynch Fair Value	BRL 87.29
Lynch Upside	110.4
Ma150	36.15
Ma150ch	14.77%
Ma20	40.12
Ma20ch	3.42%
Net CF	1,162,922,000
Next Earnings Date	2026-08-03
Open	42.27
P FCF Ratio	22.17
P OCF Ratio	22.17
Payment Date	2026-03-02
Position In Range	7.69
Ppne	5,000
Price Date	2026-07-24
Price EBITDA	BRL 8.04
Ptbv Ratio	6.37
Relative Volume	1.17x
Revenue	10,475,694,000x
Tax By Revenue	18.57x
Tax Rate	17.47%
Tr6m	20.48%
Volume	6,193,500
Z Score	8.86