TSX/ELF (TSX/ELF)

Toronto Stock Exchange: TSX/ELF · CAD

CA$19.7

+0.06 (+0.3%)· Recorded snapshot

Market cap	6.8B
Revenue (ttm)	4.2B
Net income (ttm)	1.8B
EPS (ttm)	CA$5.11
Shares out	345.5M
P/E (trailing)	3.9x
Dividend	CA$0.16 (0.81%)
Volume	19,263
Beta	0.84

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 4.2B
Net income (ttm): 1.8B
EPS (ttm): CA$5.11
P/E (trailing): 3.9x
Market cap: 6.8B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-29 19:55 UTC

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/E3.9

P25 n/aP50 n/aP75 n/a

ROE19.6

P25 n/aP50 n/aP75 n/a

ROIC19.4

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All TSX/ELF indicators

Market & fundamental data

Available fields

226

Groups with data

Currency

CAD

Showing 226 of 226 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	CAD
Country	Canada
Country code	CA
Earnings date	2026-11-10
Employees	1,250
Enterprise value	CAD 8.9B
Exchange	Toronto Stock Exchange
Financial currency	CAD
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	1968
Industry	Insurance - Life
Is primary listing	Yes
ISIN number	CA2685751075
Last earnings date	2025-11-07
Last refreshed	2026-10-29
Last stock split date	2025-06-02
Last stock split type	Forward
Market cap	CAD 6.8B
Next earnings date	2026-11-10
Price	CAD 19.71
Price currency	CAD
Sector	Financials
SIC code	6331
Stock price date	2026-10-29
Symbol	tsx/ELF

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	11.27x
Average P/E ratio (3Y)	3.78x
Average P/E ratio (5Y)	4.59x
Earnings yield	25.92%
EV/Earnings	4.92x
EV/EBIT	3.4x
EV/EBITDA	3.38x
EV/Sales	2.11x
Graham number	56.13406
Graham upside	185.67%
Industry P/E	16.69x
Lynch fair value	CAD 26.17
Lynch upside	33.18%
P/B ratio	0.6x
P/E ratio	3.86x
P/OCF ratio	13.76x
P/S ratio	1.61x
Price / tangible book value	0.73x
Price/EBITDA ratio	2.58x
Sector forward P/E	15.29x
Sector P/E	18.2x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	61.99%
EBITDA margin	62.25%
Effective tax rate	14.84%
Gross margin	67.22%
Operating margin	61.99%
Pretax margin	57.08%
Profit margin	43.23%
Profit per employee	CAD 1.4M
Profitable quarters	11
Profitable years	3
Revenue per employee	CAD 3.4M
ROA	5.45%
ROA (5Y)	3.14%
ROCE	8.25%
ROE	19.63%
ROE (5Y)	11.37%
ROIC	19.4%
ROIC (5Y)	11.9%
Tax / revenue	8.47%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	50.01%
EPS growth (Q)	179.41%
EPS growth (QoQ)	3,066.67%
EPS growth 10Y	23.82%
EPS growth 3Y	30.83%
EPS growth 5Y	8.95%
EPS growth quarters	1
EPS growth years	1
Net income growth	46.98%
Net income growth (Q)	174.68%
Net income growth (QoQ)	3,430.51%
Net income growth 3Y	27.13%
Net income growth 5Y	5.12%
Net income growth quarters	1
Net income growth years	0
OCF growth	70.11%
OCF growth (Q)	386.29%
OCF growth (QoQ)	1,247.87%
OCF growth 10Y	5.87%
OCF growth 3Y	4.64%
OCF growth 5Y	10.29%
Revenue growth	29.94%
Revenue growth (Q)	97.81%
Revenue growth (QoQ)	275.66%
Revenue growth 10Y	8.36%
Revenue growth 3Y	17.34%
Revenue growth 5Y	9.17%
Revenue growth quarters	1
Revenue growth years	0

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
EBIT	CAD 2.6B
EBITDA	CAD 2.6B
EPS	CAD 5.11
Financing cash flow	CAD -111.8M
Gross profit	CAD 2.8B
Income taxes	CAD 357.6M
Investing cash flow	CAD -163.3M
Net cash flow	CAD 218.2M
Net income	CAD 1.8B
Operating income	CAD 2.6B
Revenue	CAD 4.2B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	CAD 27.41
Debt / EBITDA	0.32
Debt / equity	0.07
Goodwill	CAD 38.9M
Interest coverage	12.62
Net cash (debt)	CAD -252.9M
Net cash / market cap	-3.72%
Net debt / EBITDA	0.1
Net debt / equity	0.02
Piotroski F-Score	5
Property, plant and equipment	CAD 1.4M
Shareholders' equity	CAD 11.3B
Tangible book value	CAD 9.4B
Tangible book value per share	CAD 27.08
Total assets	CAD 32B
Total cash	CAD 596.8M
Total debt	CAD 848.9M
Total liabilities	CAD 20.7B
WACC	10.19%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.14
Current ratio	3.87
Net working capital	CAD 168M
Quick ratio	2.35
Working capital	CAD 764M

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	1.05%
Dividend growth	-26.89%
Dividend growth (10Y)	41.08%
Dividend growth (3Y)	106.46%
Dividend growth (5Y)	6.7%
Dividend growth years	2
Dividend payment date	2026-10-16
Dividend payment years	52
Dividend payout frequency	Quarterly
Dividend per share	CAD 0.16
Dividend yield	0.81%
Ex-dividend date	2026-09-29
Last dividend	CAD 0.04
Payout ratio	23.68%
Shareholder yield	1.86%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	186.19%
10Y return CAGR	16.38%
10Y total return	355.66%
150-day SMA	CAD 17.34
15Y price change	406.41%
15Y return CAGR	15.79%
15Y total return	801.73%
1D price change	0.31%
1M price change	12.09%
1M total return	12.34%
1W price change	-0.15%
1W total return	-0.15%
1Y price change	20.21%
1Y return CAGR	29.12%
1Y total return	29.09%
20-day SMA	CAD 18.92
200-day SMA	CAD 17.24
20Y price change	235.88%
20Y return CAGR	9.38%
20Y total return	501.16%
3M price change	15.43%
3M total return	15.69%
3Y price change	132.08%
3Y return CAGR	43.88%
3Y total return	197.95%
50-day SMA	CAD 18.13
50-day SMA vs 200-day SMA	50over200
52-week high	CAD 20.44
52-week high date	2026-10-21
52-week low	CAD 15.41
52-week low date	2026-03-30
5Y price change	119.44%
5Y return CAGR	24.37%
5Y total return	197.53%
6M price change	16.93%
6M total return	17.48%
All-time high	CAD 20.44
All-time high date	2026-10-21
All-time low	CAD 0.05
All-time low date	1976-01-06
Average true range (ATR)	CAD 0.39
Average volume	40K
Beta (5Y)	0.84
Change from 52-week high	-3.57%
Change from 52-week low	27.9%
Change from all-time high	-3.38%
Change from all-time low	41,478.95%
Change from open	0.41%
Day's gap	-0.1%
Dollar volume	CAD 379,674
High price	CAD 19.85
Low price	CAD 19.63
Monthly RSI	70.18
Open price	CAD 19.63
Position in 52-week range	36.36%
Previous close	CAD 19.65
Price vs 150-day SMA	13.88%
Price vs 20-day SMA	4.38%
Price vs 200-day SMA	14.55%
Price vs 50-day SMA	8.97%
Relative volume	0.48
RSI	67.08
Sharpe ratio	1.3
Sharpe ratio (3Y)	1.33
Sharpe ratio (5Y)	0.99
Sortino ratio	2.54
Sortino ratio (3Y)	2.49
Sortino ratio (5Y)	1.84
Volume	19.3K
Weekly RSI	71.95
YTD price change	21.39%
YTD total return	30.05%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	199M
Shares change (QoQ)	11.49%
Shares change (YoY)	-1.05%
Shares held by insiders	0.17%
Shares held by institutions	29.83%
Shares outstanding	345.5M
Short % of float	0.03%
Short % of shares	0.02%

Deeper analysis on TSX/ELF

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this TSX/ELF report

Is a complete TSX/ELF research report available?

No complete published report is available for tsx/ELF (TSX/ELF) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

TSX/ELF (TSX/ELF)

Price

Financial snapshot

Fair-value bridge

Latest news · TSX/ELF

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All TSX/ELF indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on TSX/ELF

Frequently asked questions