BST/4WC (BST/4WC)

Stuttgart Stock Exchange: BST/4WC · EUR

€17.8

+0.10 (+0.6%)· Recorded snapshot

Market cap	956.4M
Revenue (ttm)	261.3M
Net income (ttm)	93.9M
EPS (ttm)	€1.87
P/E (trailing)	9.5x
P/E (forward)	9.4x
Dividend	€0.56 (3.13%)

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 261.3M
Net income (ttm): 93.9M
EPS (ttm): €1.87
P/E (trailing): 9.5x
P/E (forward): 9.4x
Market cap: 956.4M

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E9.4

P25 n/aP50 n/aP75 n/a

Trailing P/E9.5

P25 n/aP50 n/aP75 n/a

ROE15.7

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All BST/4WC indicators

Market & fundamental data

Available fields

184

Groups with data

Currency

USD

Showing 184 of 184 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	EUR
Country	United States
Country code	DE
Earnings date	2026-10-21
Employees	478
Employees change	-371
Employees growth	-43.04%
Exchange	Stuttgart Stock Exchange
Financial currency	USD
Financial report date	2026-09-30
First seen	2026-10-10
Fiscal year end	December
Founded	1873
Industry	Banks - Regional
Is primary listing	No
ISIN number	US4404071049
Last earnings date	2026-10-21
Last refreshed	2026-10-28
Market cap	EUR 956.4M
Next earnings date	2027-01-20
Price	EUR 17.80
Price currency	EUR
Sector	Financials
SIC code	6020
Stock price date	2026-10-27
Symbol	bst/4WC
Website	https://www.horizonbank.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	14.24x
Average P/E ratio (3Y)	20.44x
Average P/E ratio (5Y)	14x
Earnings yield	10.53%
FCF yield	8.83%
Forward P/E	9.43x
Graham number	21.23139
Graham upside	19.28%
Industry P/E	10.75x
Lynch fair value	EUR 8.74
Lynch upside	-50.9%
P/B ratio	1.55x
P/E ratio	9.5x
P/FCF ratio	11.32x
P/OCF ratio	10.82x
P/S ratio	3.66x
Price / tangible book value	2.02x
Sector forward P/E	11.95x
Sector P/E	12.95x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	17.99%
Operating margin	46.06%
Pretax margin	43.82%
Profit margin	35.94%
Profit per employee	EUR 196,503
Profitable quarters	3
Revenue per employee	EUR 546,748
ROA	1.6%
ROA (5Y)	0.24%
ROE	15.69%
ROE (5Y)	2.74%
Tax / revenue	7.88%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth (QoQ)	14.85%
EPS growth 10Y	9.39%
EPS growth 3Y	7.06%
EPS growth 5Y	1.05%
EPS growth quarters	1
EPS growth years	0
FCF growth	619.83%
FCF growth 3Y	8.06%
FCF growth 5Y	-0.35%
Net income growth (QoQ)	15.09%
Net income growth 3Y	12.78%
Net income growth 5Y	4.03%
Net income growth quarters	3
Net income growth years	0
OCF growth	427.7%
OCF growth 10Y	12.11%
OCF growth 3Y	5.82%
OCF growth 5Y	-0.06%
Revenue growth (QoQ)	1.61%
Revenue growth 10Y	9.67%
Revenue growth 3Y	9.79%
Revenue growth 5Y	4.87%
Revenue growth quarters	3
Revenue growth years	0

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	EUR -3.9M
EPS	EUR 1.87
Financing cash flow	EUR -851.1M
Free cash flow	EUR 84.5M
Gross profit	EUR 261.3M
Income taxes	EUR 20.6M
Investing cash flow	EUR 834.6M
Net borrowing	EUR -641.6M
Net cash flow	EUR 71.9M
Net income	EUR 93.9M
Operating income	EUR 120.4M
Revenue	EUR 261.3M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	EUR 12.05
Debt / equity	0.47
Debt / FCF	3.45
Goodwill	EUR 139.4M
Net cash (debt)	EUR -102.6M
Net cash / market cap	-10.73%
Net debt / equity	0.17
Net debt / FCF	1.21
Piotroski F-Score	3
Property, plant and equipment	EUR 82.7M
Shareholders' equity	EUR 615.8M
Tangible book value	EUR 474.5M
Tangible book value per share	EUR 9.28
Total assets	EUR 5.8B
Total cash	EUR 188.7M
Total debt	EUR 291.3M
Total liabilities	EUR 5.2B

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	EUR -4.6B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	-14.73%
Dividend growth	-2.89%
Dividend growth years	0
Dividend payment date	2026-10-16
Dividend payment years	4
Dividend payout frequency	Quarterly
Dividend per share	EUR 0.56
Dividend yield	3.13%
Ex-dividend date	2026-10-02
Last dividend	EUR 0.14
Payout ratio	29.74%
Shareholder yield	-11.6%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
150-day SMA	EUR 15.87
1D price change	0.56%
1M price change	10.56%
1M total return	11.54%
1W price change	5.95%
1W total return	5.95%
1Y price change	33.84%
1Y return CAGR	38.81%
1Y total return	38.78%
20-day SMA	EUR 16.54
200-day SMA	EUR 15.51
3M price change	5.95%
3M total return	6.89%
3Y price change	92.43%
3Y return CAGR	29.8%
3Y total return	118.72%
50-day SMA	EUR 16.27
50-day SMA vs 200-day SMA	50over200
52-week high	EUR 18.50
52-week high date	2026-10-27
52-week low	EUR 13.00
52-week low date	2026-03-23
6M price change	22.76%
6M total return	24.87%
All-time high	EUR 18.50
All-time high date	2026-10-27
All-time low	EUR 7.00
All-time low date	2023-05-12
Average true range (ATR)	EUR 0.83
Average volume	0
Change from 52-week high	-3.78%
Change from 52-week low	36.92%
Change from all-time high	-3.78%
Change from all-time low	154.29%
Change from open	0.56%
Day's gap	0%
High price	EUR 18.50
Low price	EUR 17.50
Monthly RSI	65.86
Open price	EUR 17.70
Position in 52-week range	30%
Previous close	EUR 17.70
Price vs 150-day SMA	12.15%
Price vs 20-day SMA	7.62%
Price vs 200-day SMA	14.78%
Price vs 50-day SMA	9.38%
RSI	69.04
Sharpe ratio	0.98
Sharpe ratio (3Y)	0.82
Sortino ratio	1.64
Sortino ratio (3Y)	1.47
Weekly RSI	68.88
YTD price change	23.61%
YTD total return	28.17%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	50M
Shares change (QoQ)	0.1%
Shares change (YoY)	14.73%
Shares held by insiders	2.27%
Shares held by institutions	79.88%
Short ratio	4.8 days

Deeper analysis on BST/4WC

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this BST/4WC report

Is a complete BST/4WC research report available?

No complete published report is available for bst/4WC (BST/4WC) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

BST/4WC (BST/4WC)

Price

Financial snapshot

Fair-value bridge

Latest news · BST/4WC

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All BST/4WC indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on BST/4WC

Frequently asked questions