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BST/8U40 (BST/8U40)

Stuttgart Stock Exchange: BST/8U40 · EUR

€108

+0.92 (+0.9%)· Recorded snapshot

Market cap	817.9M
Revenue (ttm)	471.8M
Net income (ttm)	141.6M
EPS (ttm)	€19.0
P/E (trailing)	5.7x
Dividend	€4.68 (4.32%)

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 471.8M
Net income (ttm): 141.6M
EPS (ttm): €19.0
P/E (trailing): 5.7x
Market cap: 817.9M

Metric	Value
Amount currency	EUR
Country	France
Country code	DE
Earnings date	2026-11-03
Employees	2,071
Employees change	-42
Employees growth	-1.98%
Exchange	Stuttgart Stock Exchange
Financial currency	EUR
Financial report date	2026-06-30
First seen	2026-10-19
Fiscal year end	December
Founded	1885
Industry	Banks - Regional
Is primary listing	No
ISIN number	FR0000044323
Last refreshed	2026-10-28
Market cap	EUR 817.9M
Next earnings date	2026-11-03
Price	EUR 108.36
Price currency	EUR
Sector	Financials
SIC code	6020
Stock price date	2026-10-27
Symbol	bst/8U40
Website	https://www.credit-agricole.fr/ca-alpesprovence/particulier.html

Metric

Value

Amount currency

EUR

Country

France

Country code

Earnings date

2026-11-03

Employees

2,071

Employees change

-42

Employees growth

-1.98%

Exchange

Stuttgart Stock Exchange

Financial currency

EUR

Financial report date

2026-06-30

First seen

2026-10-19

Fiscal year end

December

Founded

1885

Industry

Banks - Regional

Is primary listing

ISIN number

FR0000044323

Last refreshed

2026-10-28

Market cap

EUR 817.9M

Next earnings date

2026-11-03

Price

EUR 108.36

Price currency

EUR

Sector

Financials

SIC code

6020

Stock price date

2026-10-27

Symbol

bst/8U40

Website

https://www.credit-agricole.fr/ca-alpesprovence/particulier.html

Metric	Value
Average P/E ratio (10Y)	8.88x
Average P/E ratio (3Y)	5.58x
Average P/E ratio (5Y)	4.97x
Earnings yield	17.57%
FCF yield	-26.87%
Graham number	473.9841
Graham upside	337.42%
Industry P/E	10.53x
Lynch fair value	EUR 93.80
Lynch upside	-13.44%
P/B ratio	0.2x
P/E ratio	5.69x
P/S ratio	1.73x
Price / tangible book value	0.2x
Sector forward P/E	11.95x
Sector P/E	12.95x

Metric

Value

Average P/E ratio (10Y)

8.88x

Average P/E ratio (3Y)

5.58x

Average P/E ratio (5Y)

4.97x

Earnings yield

17.57%

FCF yield

-26.87%

Graham number

473.9841

Graham upside

337.42%

Industry P/E

10.53x

Lynch fair value

EUR 93.80

Lynch upside

-13.44%

P/B ratio

0.2x

P/E ratio

5.69x

P/S ratio

1.73x

Price / tangible book value

0.2x

Sector forward P/E

11.95x

Sector P/E

12.95x

Metric	Value
Effective tax rate	16.69%
Operating margin	35.27%
Pretax margin	36.03%
Profit margin	30.01%
Profit per employee	EUR 72,577
Profitable quarters	39
Profitable years	22
Revenue per employee	EUR 241,809
ROA	0.52%
ROA (5Y)	0.5%
ROE	3.69%
ROE (5Y)	4.15%
Tax / revenue	6.01%

Metric

Value

Effective tax rate

16.69%

Operating margin

35.27%

Pretax margin

36.03%

Profit margin

30.01%

Profit per employee

EUR 72,577

Profitable quarters

Profitable years

Revenue per employee

EUR 241,809

ROA

0.52%

ROA (5Y)

0.5%

ROE

3.69%

ROE (5Y)

4.15%

Tax / revenue

6.01%

Metric	Value
EPS growth	-1.56%
EPS growth (Q)	6.19%
EPS growth (QoQ)	228.35%
EPS growth 10Y	4.89%
EPS growth 3Y	5.35%
EPS growth 5Y	4.9%
EPS growth quarters	1
EPS growth years	2
Net income growth	-1.61%
Net income growth (Q)	6.13%
Net income growth (QoQ)	228.06%
Net income growth 3Y	5.35%
Net income growth 5Y	4.86%
Net income growth quarters	1
Net income growth years	2
Revenue growth	3.01%
Revenue growth (Q)	5.25%
Revenue growth (QoQ)	41.7%
Revenue growth 10Y	2.27%
Revenue growth 3Y	3.99%
Revenue growth 5Y	2.4%
Revenue growth quarters	3
Revenue growth years	2

Metric

Value

EPS growth

-1.56%

EPS growth (Q)

6.19%

EPS growth (QoQ)

228.35%

EPS growth 10Y

4.89%

EPS growth 3Y

5.35%

EPS growth 5Y

4.9%

EPS growth quarters

EPS growth years

Net income growth

-1.61%

Net income growth (Q)

6.13%

Net income growth (QoQ)

228.06%

Net income growth 3Y

5.35%

Net income growth 5Y

4.86%

Net income growth quarters

Net income growth years

Revenue growth

3.01%

Revenue growth (Q)

5.25%

Revenue growth (QoQ)

41.7%

Revenue growth 10Y

2.27%

Revenue growth 3Y

3.99%

Revenue growth 5Y

2.4%

Revenue growth quarters

Revenue growth years

Metric	Value
Capital expenditures	EUR -7.9M
EPS	EUR 19.04
Financing cash flow	EUR -21.8M
Free cash flow	EUR -219.8M
Gross profit	EUR 471.8M
Income taxes	EUR 28.4M
Investing cash flow	EUR -29.2M
Net cash flow	EUR -262.9M
Net income	EUR 141.6M
Operating income	EUR 166.4M
Revenue	EUR 471.8M

Metric

Value

Capital expenditures

EUR -7.9M

EPS

EUR 19.04

Financing cash flow

EUR -21.8M

Free cash flow

EUR -219.8M

Gross profit

EUR 471.8M

Income taxes

EUR 28.4M

Investing cash flow

EUR -29.2M

Net cash flow

EUR -262.9M

Net income

EUR 141.6M

Operating income

EUR 166.4M

Revenue

EUR 471.8M

Metric	Value
Book value per share	EUR 540.24
Debt / equity	3.23
Net cash (debt)	EUR -12.6B
Net cash / market cap	-1,546.34%
Net debt / equity	3.15
Piotroski F-Score	2
Property, plant and equipment	EUR 96.2M
Shareholders' equity	EUR 4B
Tangible book value	EUR 4B
Tangible book value per share	EUR 540.24
Total assets	EUR 27.6B
Total cash	EUR 315.8M
Total debt	EUR 13B
Total liabilities	EUR 23.6B

Metric

Value

Book value per share

EUR 540.24

Debt / equity

3.23

Net cash (debt)

EUR -12.6B

Net cash / market cap

-1,546.34%

Net debt / equity

3.15

Piotroski F-Score

Property, plant and equipment

EUR 96.2M

Shareholders' equity

EUR 4B

Tangible book value

EUR 4B

Tangible book value per share

EUR 540.24

Total assets

EUR 27.6B

Total cash

EUR 315.8M

Total debt

EUR 13B

Total liabilities

EUR 23.6B

Metric	Value
Working capital	EUR -7.7B

Metric

Value

Working capital

EUR -7.7B

Metric	Value
Buyback yield / dilution	0.06%
Dividend growth	0%
Dividend growth years	0
Dividend payment date	2026-04-23
Dividend payment years	1
Dividend per share	EUR 4.68
Dividend yield	4.32%
Ex-dividend date	2026-04-21
Last dividend	EUR 4.68
Payout ratio	18.03%
Shareholder yield	4.38%

Metric

Value

Buyback yield / dilution

0.06%

Dividend growth

Dividend growth years

Dividend payment date

2026-04-23

Dividend payment years

Dividend per share

EUR 4.68

Dividend yield

4.32%

Ex-dividend date

2026-04-21

Last dividend

EUR 4.68

Payout ratio

18.03%

Shareholder yield

4.38%

Metric	Value
150-day SMA	EUR 138.95
1D price change	0.86%
1M price change	-12.73%
1M total return	-12.73%
1W price change	-2.27%
1W total return	-2.27%
20-day SMA	EUR 115.07
3M price change	-23.75%
3M total return	-23.75%
50-day SMA	EUR 124.99
52-week high	EUR 170.50
52-week high date	2026-06-08
52-week low	EUR 106.40
52-week low date	2026-10-27
6M price change	-22.1%
6M total return	-22.1%
All-time high	EUR 170.50
All-time high date	2026-06-08
All-time low	EUR 106.40
All-time low date	2026-10-27
Average true range (ATR)	EUR 3.38
Average volume	3.5
Change from 52-week high	-36.45%
Change from 52-week low	1.84%
Change from all-time high	-36.45%
Change from all-time low	1.84%
Change from open	0.86%
Day's gap	0%
High price	EUR 110.38
Low price	EUR 106.40
Monthly RSI	0
Open price	EUR 107.44
Position in 52-week range	49.25%
Previous close	EUR 107.44
Price vs 150-day SMA	-22.01%
Price vs 20-day SMA	-5.83%
Price vs 50-day SMA	-13.31%
Relative volume	2.5
RSI	23.53
Sharpe ratio	-1.37
Sortino ratio	-1.54
Weekly RSI	28.61

Metric

Value

150-day SMA

EUR 138.95

1D price change

0.86%

1M price change

-12.73%

1M total return

-12.73%

1W price change

-2.27%

1W total return

-2.27%

20-day SMA

EUR 115.07

3M price change

-23.75%

3M total return

-23.75%

50-day SMA

EUR 124.99

52-week high

EUR 170.50

52-week high date

2026-06-08

52-week low

EUR 106.40

52-week low date

2026-10-27

6M price change

-22.1%

6M total return

-22.1%

All-time high

EUR 170.50

All-time high date

2026-06-08

All-time low

EUR 106.40

All-time low date

2026-10-27

Average true range (ATR)

EUR 3.38

Average volume

3.5

Change from 52-week high

-36.45%

Change from 52-week low

1.84%

Change from all-time high

-36.45%

Change from all-time low

1.84%

Change from open

0.86%

Day's gap

High price

EUR 110.38

Low price

EUR 106.40

Monthly RSI

Open price

EUR 107.44

Position in 52-week range

49.25%

Previous close

EUR 107.44

Price vs 150-day SMA

-22.01%

Price vs 20-day SMA

-5.83%

Price vs 50-day SMA

-13.31%

Relative volume

2.5

RSI

23.53

Sharpe ratio

-1.37

Sortino ratio

-1.54

Weekly RSI

28.61

Metric	Value
Float	672.3K
Shares change (QoQ)	-0.09%
Shares change (YoY)	-0.06%
Shares held by institutions	0.01%

Metric

Value

Float

672.3K

Shares change (QoQ)

-0.09%

Shares change (YoY)

-0.06%

Shares held by institutions

0.01%

BST/8U40 (BST/8U40)

Price

Financial snapshot

Fair-value bridge

Latest news · BST/8U40

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All BST/8U40 indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on BST/8U40

Frequently asked questions