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BST/BJ7 (BST/BJ7)

Stuttgart Stock Exchange: BST/BJ7 · EUR

€15.5

-0.02 (-0.1%)· Recorded snapshot

Market cap	2B
Revenue (ttm)	578.6M
Net income (ttm)	133M
EPS (ttm)	€1.01
P/E (trailing)	15.3x
Dividend	€0.51 (3.30%)

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 578.6M
Net income (ttm): 133M
EPS (ttm): €1.01
P/E (trailing): 15.3x
Market cap: 2B

Metric	Value
Amount currency	EUR
Country	Italy
Country code	DE
Earnings date	2026-11-06
Employees	2,491
Employees change	-45
Employees growth	-1.78%
Exchange	Stuttgart Stock Exchange
Financial currency	EUR
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	1909
Industry	Banks - Regional
Is primary listing	No
ISIN number	IT0001041000
Last refreshed	2026-10-28
Market cap	EUR 2B
Next earnings date	2026-11-06
Price	EUR 15.48
Price currency	EUR
Sector	Financials
SIC code	6020
Stock price date	2026-10-27
Symbol	bst/BJ7
Website	https://www.bancodesio.it

Metric

Value

Amount currency

EUR

Country

Italy

Country code

Earnings date

2026-11-06

Employees

2,491

Employees change

-45

Employees growth

-1.78%

Exchange

Stuttgart Stock Exchange

Financial currency

EUR

Financial report date

2026-06-30

First seen

2026-05-10

Fiscal year end

December

Founded

1909

Industry

Banks - Regional

Is primary listing

ISIN number

IT0001041000

Last refreshed

2026-10-28

Market cap

EUR 2B

Next earnings date

2026-11-06

Price

EUR 15.48

Price currency

EUR

Sector

Financials

SIC code

6020

Stock price date

2026-10-27

Symbol

bst/BJ7

Website

https://www.bancodesio.it

Metric	Value
Average P/E ratio (10Y)	7.87x
Average P/E ratio (3Y)	6.96x
Average P/E ratio (5Y)	6.35x
Earnings yield	6.53%
FCF yield	-24.14%
Graham number	16.04968
Graham upside	3.68%
Industry P/E	10.53x
Lynch fair value	EUR 21.35
Lynch upside	37.94%
P/B ratio	1.36x
P/E ratio	15.3x
P/S ratio	3.53x
Price / tangible book value	1.41x
Sector forward P/E	11.95x
Sector P/E	12.95x

Metric

Value

Average P/E ratio (10Y)

7.87x

Average P/E ratio (3Y)

6.96x

Average P/E ratio (5Y)

6.35x

Earnings yield

6.53%

FCF yield

-24.14%

Graham number

16.04968

Graham upside

3.68%

Industry P/E

10.53x

Lynch fair value

EUR 21.35

Lynch upside

37.94%

P/B ratio

1.36x

P/E ratio

15.3x

P/S ratio

3.53x

Price / tangible book value

1.41x

Sector forward P/E

11.95x

Sector P/E

12.95x

Metric	Value
Effective tax rate	35.17%
Operating margin	35.96%
Pretax margin	35.45%
Profit margin	22.98%
Profit per employee	EUR 53,382
Profitable quarters	18
Profitable years	12
Revenue per employee	EUR 232,273
ROA	0.7%
ROA (5Y)	0.57%
ROE	9.04%
ROE (5Y)	8.08%
Tax / revenue	12.47%

Metric

Value

Effective tax rate

35.17%

Operating margin

35.96%

Pretax margin

35.45%

Profit margin

22.98%

Profit per employee

EUR 53,382

Profitable quarters

Profitable years

Revenue per employee

EUR 232,273

ROA

0.7%

ROA (5Y)

0.57%

ROE

9.04%

ROE (5Y)

8.08%

Tax / revenue

12.47%

Metric	Value
EPS growth	12.96%
EPS growth (Q)	16.21%
EPS growth 10Y	12.17%
EPS growth 3Y	-14.92%
EPS growth 5Y	21.58%
EPS growth quarters	1
EPS growth years	1
Net income growth	11.55%
Net income growth (Q)	15.13%
Net income growth (QoQ)	2.24%
Net income growth 3Y	-15.54%
Net income growth 5Y	21.16%
Net income growth quarters	3
Net income growth years	1
Revenue growth	6.75%
Revenue growth (Q)	7.92%
Revenue growth (QoQ)	2.35%
Revenue growth 10Y	6.27%
Revenue growth 3Y	8.51%
Revenue growth 5Y	10.1%
Revenue growth quarters	2
Revenue growth years	0

Metric

Value

EPS growth

12.96%

EPS growth (Q)

16.21%

EPS growth 10Y

12.17%

EPS growth 3Y

-14.92%

EPS growth 5Y

21.58%

EPS growth quarters

EPS growth years

Net income growth

11.55%

Net income growth (Q)

15.13%

Net income growth (QoQ)

2.24%

Net income growth 3Y

-15.54%

Net income growth 5Y

21.16%

Net income growth quarters

Net income growth years

Revenue growth

6.75%

Revenue growth (Q)

7.92%

Revenue growth (QoQ)

2.35%

Revenue growth 10Y

6.27%

Revenue growth 3Y

8.51%

Revenue growth 5Y

10.1%

Revenue growth quarters

Revenue growth years

Metric	Value
Capital expenditures	EUR -6.2M
EPS	EUR 1.01
Financing cash flow	EUR -49.4M
Free cash flow	EUR -492.4M
Gross profit	EUR 567M
Income taxes	EUR 72.1M
Investing cash flow	EUR -21.1M
Net cash flow	EUR -552.9M
Net income	EUR 133M
Operating income	EUR 208.1M
Revenue	EUR 578.6M

Metric

Value

Capital expenditures

EUR -6.2M

EPS

EUR 1.01

Financing cash flow

EUR -49.4M

Free cash flow

EUR -492.4M

Gross profit

EUR 567M

Income taxes

EUR 72.1M

Investing cash flow

EUR -21.1M

Net cash flow

EUR -552.9M

Net income

EUR 133M

Operating income

EUR 208.1M

Revenue

EUR 578.6M

Metric	Value
Book value per share	EUR 11.39
Debt / equity	3.75
Goodwill	EUR 22.8M
Net cash (debt)	EUR -5.5B
Net cash / market cap	-267.56%
Net debt / equity	3.65
Piotroski F-Score	2
Property, plant and equipment	EUR 218.8M
Shareholders' equity	EUR 1.5B
Tangible book value	EUR 1.4B
Tangible book value per share	EUR 10.99
Total assets	EUR 19.5B
Total cash	EUR 143.5M
Total debt	EUR 5.6B
Total liabilities	EUR 18B

Metric

Value

Book value per share

EUR 11.39

Debt / equity

3.75

Goodwill

EUR 22.8M

Net cash (debt)

EUR -5.5B

Net cash / market cap

-267.56%

Net debt / equity

3.65

Piotroski F-Score

Property, plant and equipment

EUR 218.8M

Shareholders' equity

EUR 1.5B

Tangible book value

EUR 1.4B

Tangible book value per share

EUR 10.99

Total assets

EUR 19.5B

Total cash

EUR 143.5M

Total debt

EUR 5.6B

Total liabilities

EUR 18B

Metric	Value
Working capital	EUR -11.3B

Metric

Value

Working capital

EUR -11.3B

Metric	Value
Buyback yield / dilution	1.24%
Dividend growth	11.8%
Dividend growth (10Y)	19.69%
Dividend growth (3Y)	37.38%
Dividend growth (5Y)	49.7%
Dividend growth years	3
Dividend payment date	2026-05-06
Dividend payment years	6
Dividend payout frequency	Annual
Dividend per share	EUR 0.51
Dividend yield	3.3%
Ex-dividend date	2026-05-04
Last dividend	EUR 0.51
Payout ratio	50.47%
Shareholder yield	4.54%

Metric

Value

Buyback yield / dilution

1.24%

Dividend growth

11.8%

Dividend growth (10Y)

19.69%

Dividend growth (3Y)

37.38%

Dividend growth (5Y)

49.7%

Dividend growth years

Dividend payment date

2026-05-06

Dividend payment years

Dividend payout frequency

Annual

Dividend per share

EUR 0.51

Dividend yield

3.3%

Ex-dividend date

2026-05-04

Last dividend

EUR 0.51

Payout ratio

50.47%

Shareholder yield

4.54%

Metric	Value
10Y price change	859.16%
10Y return CAGR	31.5%
10Y total return	1,445.77%
150-day SMA	EUR 13.40
15Y price change	433.56%
15Y return CAGR	16.44%
15Y total return	880.97%
1D price change	-0.13%
1M price change	-17.9%
1M total return	-17.9%
1W price change	-2.39%
1W total return	-2.39%
20-day SMA	EUR 16.28
200-day SMA	EUR 12.23
3M price change	7.34%
3M total return	7.34%
3Y price change	398.39%
3Y return CAGR	81.23%
3Y total return	495.45%
50-day SMA	EUR 17.03
50-day SMA vs 200-day SMA	50over200
52-week high	EUR 19.02
52-week high date	2026-09-21
52-week low	EUR 7.52
52-week low date	2025-11-19
5Y price change	408.2%
5Y return CAGR	46.65%
5Y total return	578.11%
6M price change	72.61%
6M total return	82.92%
All-time high	EUR 19.02
All-time high date	2026-09-21
All-time low	EUR 1.41
All-time low date	2016-11-09
Average true range (ATR)	EUR 0.48
Average volume	0
Change from 52-week high	-18.61%
Change from 52-week low	105.85%
Change from all-time high	-18.51%
Change from all-time low	998.51%
Monthly RSI	74.21
Previous close	EUR 15.50
Price vs 150-day SMA	15.65%
Price vs 20-day SMA	-4.78%
Price vs 200-day SMA	26.77%
Price vs 50-day SMA	-8.99%
Relative volume	28
RSI	38.9
Sharpe ratio	2.12
Sharpe ratio (3Y)	1.63
Sharpe ratio (5Y)	1.2
Sortino ratio	3.56
Sortino ratio (3Y)	2.7
Sortino ratio (5Y)	2.03
Weekly RSI	55.27
YTD price change	78.98%
YTD total return	89.68%

Metric

Value

10Y price change

859.16%

10Y return CAGR

31.5%

10Y total return

1,445.77%

150-day SMA

EUR 13.40

15Y price change

433.56%

15Y return CAGR

16.44%

15Y total return

880.97%

1D price change

-0.13%

1M price change

-17.9%

1M total return

-17.9%

1W price change

-2.39%

1W total return

-2.39%

20-day SMA

EUR 16.28

200-day SMA

EUR 12.23

3M price change

7.34%

3M total return

7.34%

3Y price change

398.39%

3Y return CAGR

81.23%

3Y total return

495.45%

50-day SMA

EUR 17.03

50-day SMA vs 200-day SMA

50over200

52-week high

EUR 19.02

52-week high date

2026-09-21

52-week low

EUR 7.52

52-week low date

2025-11-19

5Y price change

408.2%

5Y return CAGR

46.65%

5Y total return

578.11%

6M price change

72.61%

6M total return

82.92%

All-time high

EUR 19.02

All-time high date

2026-09-21

All-time low

EUR 1.41

All-time low date

2016-11-09

Average true range (ATR)

EUR 0.48

Average volume

Change from 52-week high

-18.61%

Change from 52-week low

105.85%

Change from all-time high

-18.51%

Change from all-time low

998.51%

Monthly RSI

74.21

Previous close

EUR 15.50

Price vs 150-day SMA

15.65%

Price vs 20-day SMA

-4.78%

Price vs 200-day SMA

26.77%

Price vs 50-day SMA

-8.99%

Relative volume

RSI

38.9

Sharpe ratio

2.12

Sharpe ratio (3Y)

1.63

Sharpe ratio (5Y)

1.2

Sortino ratio

3.56

Sortino ratio (3Y)

2.7

Sortino ratio (5Y)

2.03

Weekly RSI

55.27

YTD price change

78.98%

YTD total return

89.68%

Metric	Value
Float	36.9M
Shares change (YoY)	-1.24%
Shares held by insiders	1.94%
Shares held by institutions	4.04%

Metric

Value

Float

36.9M

Shares change (YoY)

-1.24%

Shares held by insiders

1.94%

Shares held by institutions

4.04%

BST/BJ7 (BST/BJ7)

Price

Financial snapshot

Fair-value bridge

Latest news · BST/BJ7

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All BST/BJ7 indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on BST/BJ7

Frequently asked questions