HKG/2328 (HKG/2328)

Hong Kong Stock Exchange: HKG/2328 · HKD

HK$15.6

-0.21 (-1.3%)· Recorded snapshot

Market cap	347.2B
Revenue (ttm)	646.9B
Net income (ttm)	55.7B
EPS (ttm)	HK$2.50
Shares out	22.2B
P/E (trailing)	6.2x
P/E (forward)	7.0x
Dividend	HK$0.90 (5.77%)
Volume	29,208,637
Beta	0.16

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 646.9B
Net income (ttm): 55.7B
EPS (ttm): HK$2.50
P/E (trailing): 6.2x
P/E (forward): 7.0x
Market cap: 347.2B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E7

P25 n/aP50 n/aP75 n/a

Trailing P/E6.2

P25 n/aP50 n/aP75 n/a

ROE16.4

P25 n/aP50 n/aP75 n/a

ROIC14.2

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All HKG/2328 indicators

Market & fundamental data

Available fields

244

Groups with data

Currency

CNY

Showing 244 of 244 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	HKD
Country	China
Country code	HK
Earnings date	2026-10-30
Employees	163,196
Employees change	-2,460
Employees growth	-1.49%
Enterprise value	HKD 401B
Exchange	Hong Kong Stock Exchange
Financial currency	CNY
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	2003
Industry	Insurance - Property & Casualty
Is primary listing	Yes
ISIN number	CNE100000593
Last earnings date	2026-08-28
Last refreshed	2026-10-28
Last stock split date	2018-06-27
Last stock split type	Forward
Market cap	HKD 347.2B
Next earnings date	2026-10-30
Price	HKD 15.61
Price currency	HKD
Sector	Financials
SIC code	6331
Stock price date	2026-10-28
Symbol	hkg/2328
Website	https://property.picc.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Adjusted P/E ratio	6.12x
Average P/E ratio (10Y)	7.46x
Average P/E ratio (3Y)	7.93x
Average P/E ratio (5Y)	7.04x
Earnings yield	16.03%
EV/Earnings	7.2x
EV/EBIT	4.95x
EV/EBITDA	4.66x
EV/FCF	8.64x
EV/Sales	0.62x
FCF / EV yield	11.58%
FCF yield	13.37%
Forward P/E	7.01x
Graham number	29.79098
Graham upside	90.85%
Industry P/E	5.78x
Lynch fair value	HKD 37.02
Lynch upside	137.13%
P/B ratio	0.98x
P/E ratio	6.24x
P/FCF ratio	7.48x
P/OCF ratio	6.88x
P/S ratio	0.54x
PEG ratio	1.7x
Price / tangible book value	1x
Price/EBITDA ratio	4.57x
Sector forward P/E	7.72x
Sector P/E	7.68x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	11.15%
EBITDA margin	11.74%
Effective tax rate	18.05%
FCF margin	7.04%
Gross margin	11.69%
Operating margin	11.15%
Pretax margin	10.5%
Profit margin	8.6%
Profit per employee	HKD 341,059
Profitable quarters	46
Profitable years	22
Revenue per employee	HKD 4M
ROA	4.62%
ROA (5Y)	3.22%
ROCE	7.93%
ROE	16.41%
ROE (5Y)	12.68%
ROIC	14.18%
ROIC (5Y)	10.97%
Tax / revenue	1.9%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	26.47%
EPS growth (Q)	32.12%
EPS growth (QoQ)	102.91%
EPS growth 10Y	10.31%
EPS growth 3Y	16.87%
EPS growth 5Y	14.8%
EPS growth quarters	4
EPS growth years	2
FCF growth	2.98%
FCF growth (Q)	2.3%
FCF growth (QoQ)	99.06%
FCF growth 3Y	14.61%
Net income growth	26.42%
Net income growth (Q)	32.07%
Net income growth (QoQ)	102.92%
Net income growth 3Y	16.87%
Net income growth 5Y	14.79%
Net income growth quarters	4
Net income growth years	2
OCF growth	3.86%
OCF growth (Q)	2.55%
OCF growth (QoQ)	70.68%
OCF growth 10Y	7.36%
OCF growth 3Y	10.76%
OCF growth 5Y	50.55%
Revenue growth	5.39%
Revenue growth (Q)	5.88%
Revenue growth (QoQ)	-3.9%
Revenue growth 10Y	7.46%
Revenue growth 3Y	7.16%
Revenue growth 5Y	6.38%
Revenue growth quarters	1
Revenue growth years	3

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	HKD -4.1B
EBIT	HKD 72.1B
EBITDA	HKD 75.9B
EPS	HKD 2.50
FCF per share	HKD 2.09
Financing cash flow	HKD -3.8B
Free cash flow	HKD 46.4B
Gross profit	HKD 75.6B
Income taxes	HKD 12.3B
Investing cash flow	HKD -42.9B
Net borrowing	HKD 11.1B
Net cash flow	HKD 3.8B
Net income	HKD 55.7B
Operating income	HKD 72.1B
Revenue	HKD 646.9B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	HKD 15.76
Debt / EBITDA	0.82
Debt / equity	0.18
Debt / FCF	1.36
Interest coverage	6.4
Net cash (debt)	HKD -50.7B
Net cash / market cap	-14.61%
Net debt / EBITDA	0.67
Net debt / equity	0.14
Net debt / FCF	1.09
Piotroski F-Score	4
Property, plant and equipment	HKD 33.9B
Shareholders' equity	HKD 353.7B
Tangible book value	HKD 347.8B
Tangible book value per share	HKD 15.64
Total assets	HKD 1T
Total cash	HKD 221.6B
Total debt	HKD 63.2B
Total liabilities	HKD 667.9B
WACC	6.59%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.66
Current ratio	2.56
Net working capital	HKD 209.9B
Quick ratio	2.01
Working capital	HKD 174.6B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Dividend growth	43.8%
Dividend growth (10Y)	14.19%
Dividend growth (3Y)	19.8%
Dividend growth (5Y)	14.68%
Dividend growth years	0
Dividend payment date	2026-11-06
Dividend payment years	16
Dividend payout frequency	Semi-Annual
Dividend per share	HKD 0.90
Dividend yield	5.77%
Ex-dividend date	2026-10-07
FCF payout ratio	43.18%
Last dividend	HKD 0.40
Payout ratio	26.49%
Shareholder yield	5.77%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	83.8%
10Y return CAGR	11.98%
10Y total return	209.91%
150-day SMA	HKD 15.34
15Y price change	101.5%
15Y return CAGR	10.39%
15Y total return	340.55%
1D price change	-1.33%
1M price change	-5.11%
1M total return	-2.71%
1W price change	4.91%
1W total return	4.91%
1Y price change	-19.41%
1Y return CAGR	-13.13%
1Y total return	-13.12%
20-day SMA	HKD 15.68
200-day SMA	HKD 15.54
20Y price change	736.1%
20Y return CAGR	15.82%
20Y total return	1,785.13%
3M price change	3.86%
3M total return	6.49%
3Y price change	66.6%
3Y return CAGR	25.62%
3Y total return	98.26%
50-day SMA	HKD 16.27
50-day SMA vs 200-day SMA	50over200
52-week high	HKD 19.69
52-week high date	2025-10-30
52-week low	HKD 13.65
52-week low date	2026-03-27
5Y price change	112.67%
5Y return CAGR	23.27%
5Y total return	184.64%
6M price change	10.71%
6M total return	17.67%
All-time high	HKD 19.81
All-time high date	2025-08-28
All-time low	HKD 1.14
All-time low date	2005-10-28
Average true range (ATR)	HKD 0.45
Average volume	30.9M
Beta (1Y)	0.32
Beta (2Y)	0.46
Beta (5Y)	0.16
Change from 52-week high	-20.72%
Change from 52-week low	14.36%
Change from all-time high	-21.2%
Change from all-time low	1,269.3%
Change from open	-1.33%
Day's gap	0%
Dollar volume	HKD 455.9M
High price	HKD 15.90
Low price	HKD 15.47
Monthly RSI	54.97
Open price	HKD 15.82
Position in 52-week range	32.56%
Previous close	HKD 15.82
Price vs 150-day SMA	1.75%
Price vs 20-day SMA	-0.47%
Price vs 200-day SMA	0.48%
Price vs 50-day SMA	-4.04%
Relative volume	0.95
RSI	46.52
Sharpe ratio	-0.35
Sharpe ratio (3Y)	0.72
Sharpe ratio (5Y)	0.7
Sortino ratio	-0.31
Sortino ratio (3Y)	1.25
Sortino ratio (5Y)	1.25
Volume	29.2M
Weekly RSI	48.98
YTD price change	-4.58%
YTD total return	1.41%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	6.9B
Shares change (QoQ)	0%
Shares held by institutions	13.61%
Shares outstanding	22.2B

Deeper analysis on HKG/2328

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this HKG/2328 report

Is a complete HKG/2328 research report available?

No complete published report is available for hkg/2328 (HKG/2328) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

HKG/2328 (HKG/2328)

Price

Financial snapshot

Fair-value bridge

Latest news · HKG/2328

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All HKG/2328 indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on HKG/2328

Frequently asked questions