NSE/PNB (NSE/PNB)

National Stock Exchange of India: NSE/PNB · INR

₹120

-0.96 (-0.8%)· Recorded snapshot

Market cap	1.4T
Revenue (ttm)	589.5B
Net income (ttm)	228.6B
EPS (ttm)	₹19.9
Shares out	11.5B
P/E (trailing)	6.0x
P/E (forward)	6.6x
Dividend	₹3.00 (2.49%)
Volume	8,710,864
Beta	0.53

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 589.5B
Net income (ttm): 228.6B
EPS (ttm): ₹19.9
P/E (trailing): 6.0x
P/E (forward): 6.6x
Market cap: 1.4T

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E6.6

P25 n/aP50 n/aP75 n/a

Trailing P/E6

P25 n/aP50 n/aP75 n/a

ROE15.1

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All NSE/PNB indicators

Market & fundamental data

Available fields

209

Groups with data

Currency

INR

Showing 209 of 209 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	INR
Country	India
Country code	IN
Earnings date	2026-10-16
Employees	103,184
Employees change	438
Employees growth	0.43%
Exchange	National Stock Exchange of India
Financial currency	INR
Financial report date	2026-09-30
First seen	2026-05-10
Fiscal year end	March
Founded	1894
Industry	Banks - Regional
Is primary listing	Yes
ISIN number	INE160A01022
Last earnings date	2026-10-16
Last refreshed	2026-10-28
Last stock split date	2014-12-18
Last stock split type	Forward
Market cap	INR 1.4T
Next earnings date	2026-11-03
Price	INR 120.31
Price currency	INR
Sector	Financials
SIC code	6020
Stock price date	2026-10-28
Symbol	nse/PNB
Website	https://pnb.bank.in

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Adjusted P/E ratio	6.44x
Average P/E ratio (10Y)	13.17x
Average P/E ratio (3Y)	8.56x
Average P/E ratio (5Y)	11.37x
Earnings yield	16.54%
FCF yield	-108.56%
Forward P/E	6.59x
Graham number	250.35342
Graham upside	108.09%
Industry forward P/E	10.23x
Industry P/E	10.95x
Lynch fair value	INR 497.40
Lynch upside	313.43%
P/B ratio	0.86x
P/E ratio	6.05x
P/S ratio	2.35x
Price / tangible book value	0.86x
Sector forward P/E	12.16x
Sector P/E	13.46x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	23.03%
Operating margin	47.8%
Pretax margin	50.54%
Profit margin	38.78%
Profit per employee	INR 2.2M
Profitable quarters	26
Profitable years	7
Revenue per employee	INR 5.7M
ROA	1.13%
ROA (5Y)	0.63%
ROE	15.06%
ROE (5Y)	8.82%
Tax / revenue	11.64%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	34.23%
EPS growth (Q)	15.02%
EPS growth (QoQ)	1.38%
EPS growth 10Y	-0.19%
EPS growth 3Y	54.62%
EPS growth 5Y	41%
EPS growth quarters	5
EPS growth years	0
Net income growth	34.19%
Net income growth (Q)	15.08%
Net income growth (QoQ)	1.44%
Net income growth 3Y	57.02%
Net income growth 5Y	43.78%
Net income growth quarters	5
Net income growth years	0
Revenue growth	14.14%
Revenue growth (Q)	7.42%
Revenue growth (QoQ)	2.94%
Revenue growth 10Y	20.55%
Revenue growth 3Y	19.63%
Revenue growth 5Y	20.44%
Revenue growth quarters	17
Revenue growth years	4

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	INR -16.5B
EPS	INR 19.90
FCF per share	INR -130.60
Financing cash flow	INR 1.5T
Free cash flow	INR -1.5T
Gross profit	INR 589.5B
Income taxes	INR 68.6B
Investing cash flow	INR 4.1B
Net borrowing	INR -45B
Net cash flow	INR 49.5B
Net income	INR 228.6B
Operating income	INR 281.8B
Revenue	INR 589.5B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	INR 140.01
Debt / equity	0.85
Net cash (debt)	INR 153.8B
Net cash / market cap	11.12%
Net cash growth	-60.67%
Net debt / equity	-0.1
Piotroski F-Score	2
Property, plant and equipment	INR 156.1B
Shareholders' equity	INR 1.6T
Tangible book value	INR 1.6T
Tangible book value per share	INR 140.01
Total assets	INR 21.3T
Total cash	INR 1.5T
Total debt	INR 1.4T
Total liabilities	INR 19.7T
WACC	3.59%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	INR -16.4T

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	0.02%
Dividend growth	3.45%
Dividend growth (10Y)	-0.95%
Dividend growth (3Y)	66.5%
Dividend growth (5Y)	36.2%
Dividend growth years	3
Dividend payment date	2026-07-20
Dividend payment years	5
Dividend payout frequency	Annual
Dividend per share	INR 3.00
Dividend yield	2.49%
Ex-dividend date	2026-06-12
Last dividend	INR 3.00
Payout ratio	15.07%
Shareholder yield	2.52%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	-15.16%
10Y return CAGR	-0.61%
10Y total return	-5.9%
150-day SMA	INR 111.14
15Y price change	-36.05%
15Y return CAGR	-1.56%
15Y total return	-21.07%
1D price change	-0.79%
1M price change	3.18%
1M total return	3.18%
1W price change	-1.3%
1W total return	-1.3%
1Y price change	0.57%
1Y return CAGR	3.5%
1Y total return	3.49%
20-day SMA	INR 116.88
200-day SMA	INR 114.14
20Y price change	14.82%
20Y return CAGR	2.37%
20Y total return	59.81%
3M price change	7.79%
3M total return	7.79%
3Y price change	64.47%
3Y return CAGR	20.78%
3Y total return	76.21%
50-day SMA	INR 116.57
50-day SMA vs 200-day SMA	50over200
52-week high	INR 135.15
52-week high date	2026-01-19
52-week low	INR 98.50
52-week low date	2026-05-18
5Y price change	159.85%
5Y return CAGR	23.58%
5Y total return	188.2%
6M price change	5.65%
6M total return	8.72%
All-time high	INR 279.98
All-time high date	2010-11-09
All-time low	INR 7.00
All-time low date	2002-04-26
Average true range (ATR)	INR 3.03
Average volume	20.2M
Beta (1Y)	0.51
Beta (2Y)	0.69
Beta (5Y)	0.53
Change from 52-week high	-10.98%
Change from 52-week low	22.14%
Change from all-time high	-57.03%
Change from all-time low	1,618.71%
Change from open	0.17%
Day's gap	-0.96%
Dollar volume	INR 1B
High price	INR 121.50
Low price	INR 119.42
Monthly RSI	57.66
Open price	INR 120.10
Position in 52-week range	42.79%
Previous close	INR 121.27
Price vs 150-day SMA	8.25%
Price vs 20-day SMA	2.93%
Price vs 200-day SMA	5.41%
Price vs 50-day SMA	3.21%
Relative volume	0.43
RSI	56.9
Sharpe ratio	0.16
Sharpe ratio (3Y)	0.6
Sharpe ratio (5Y)	0.77
Sortino ratio	0.44
Sortino ratio (3Y)	1.03
Sortino ratio (5Y)	1.26
Volume	8.7M
Weekly RSI	60.29
YTD price change	-2.65%
YTD total return	0.18%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	11.5B
Shares change (QoQ)	0.05%
Shares change (YoY)	-0.02%
Shares held by insiders	0%
Shares held by institutions	19.19%
Shares outstanding	11.5B

Deeper analysis on NSE/PNB

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this NSE/PNB report

Is a complete NSE/PNB research report available?

No complete published report is available for nse/PNB (NSE/PNB) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

NSE/PNB (NSE/PNB)

Price

Financial snapshot

Fair-value bridge

Latest news · NSE/PNB

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All NSE/PNB indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on NSE/PNB

Frequently asked questions