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No complete published report is available for nse/RECLTD (NSE/RECLTD) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

NSE/RECLTD (NSE/RECLTD)

National Stock Exchange of India: NSE/RECLTD · INR

₹290

+3.50 (+1.2%)· Recorded snapshot

Market cap	763.6B
Revenue (ttm)	225.7B
Net income (ttm)	150.6B
EPS (ttm)	₹57.2
Shares out	2.6B
P/E (trailing)	5.1x
P/E (forward)	4.8x
Dividend	₹18.6 (6.40%)
Volume	4,238,221
Beta	0.34

Market data

Price

Recent price action with selectable time range.

Metric	Value
Amount currency	INR
Country	India
Country code	IN
Earnings date	2026-10-29
Employees	590
Employees change	78
Employees growth	15.23%
Exchange	National Stock Exchange of India
Financial currency	INR
Financial report date	2026-09-30
First seen	2026-05-10
Fiscal year end	March
Founded	1969
Industry	Credit Services
Is primary listing	Yes
ISIN number	INE020B01018
Last earnings date	2026-07-24
Last refreshed	2026-10-28
Last stock split date	2022-08-17
Last stock split type	Forward
Market cap	INR 763.6B
Next earnings date	2026-10-29
Price	INR 290.00
Price currency	INR
Sector	Financials
SIC code	6159
Stock price date	2026-10-28
Symbol	nse/RECLTD
Website	https://www.recindia.nic.in

Metric

Value

Amount currency

INR

Country

India

Country code

Earnings date

2026-10-29

Employees

590

Employees change

Employees growth

15.23%

Exchange

National Stock Exchange of India

Financial currency

INR

Financial report date

2026-09-30

First seen

2026-05-10

Fiscal year end

March

Founded

1969

Industry

Credit Services

Is primary listing

Yes

ISIN number

INE020B01018

Last earnings date

2026-07-24

Last refreshed

2026-10-28

Last stock split date

2022-08-17

Last stock split type

Forward

Market cap

INR 763.6B

Next earnings date

2026-10-29

Price

INR 290.00

Price currency

INR

Sector

Financials

SIC code

6159

Stock price date

2026-10-28

Symbol

nse/RECLTD

Website

https://www.recindia.nic.in

Metric	Value
Adjusted P/E ratio	5.12x
Average P/E ratio (10Y)	5.38x
Average P/E ratio (3Y)	7.1x
Average P/E ratio (5Y)	5.52x
Earnings yield	19.73%
FCF yield	-11.26%
Forward P/E	4.77x
Graham number	682.30563
Graham upside	134.39%
Industry forward P/E	11.14x
Industry P/E	12.93x
Lynch fair value	INR 579.80
Lynch upside	99.18%
P/B ratio	0.79x
P/E ratio	5.07x
P/S ratio	3.34x
PEG ratio	1.37x
Price / tangible book value	0.79x
Sector forward P/E	12.12x
Sector P/E	13.42x

Metric

Value

Adjusted P/E ratio

5.12x

Average P/E ratio (10Y)

5.38x

Average P/E ratio (3Y)

7.1x

Average P/E ratio (5Y)

5.52x

Earnings yield

19.73%

FCF yield

-11.26%

Forward P/E

4.77x

Graham number

682.30563

Graham upside

134.39%

Industry forward P/E

11.14x

Industry P/E

12.93x

Lynch fair value

INR 579.80

Lynch upside

99.18%

P/B ratio

0.79x

P/E ratio

5.07x

P/S ratio

3.34x

PEG ratio

1.37x

Price / tangible book value

0.79x

Sector forward P/E

12.12x

Sector P/E

13.42x

Metric	Value
Effective tax rate	21.41%
Gross margin	97.87%
Operating margin	93.64%
Pretax margin	85.13%
Profit margin	66.91%
Profit per employee	INR 255.3M
Profitable quarters	35
Profitable years	22
Revenue per employee	INR 382.5M
ROA	2.3%
ROA (5Y)	2.63%
ROE	16.9%
ROE (5Y)	21.03%
ROIC	2.69%
ROIC (5Y)	2.77%
Tax / revenue	18.22%

Metric

Value

Effective tax rate

21.41%

Gross margin

97.87%

Operating margin

93.64%

Pretax margin

85.13%

Profit margin

66.91%

Profit per employee

INR 255.3M

Profitable quarters

Profitable years

Revenue per employee

INR 382.5M

ROA

2.3%

ROA (5Y)

2.63%

ROE

16.9%

ROE (5Y)

21.03%

ROIC

2.69%

ROIC (5Y)

2.77%

Tax / revenue

18.22%

Metric	Value
EPS growth	-12.6%
EPS growth (Q)	-21.23%
EPS growth (QoQ)	-17.02%
EPS growth 10Y	20.96%
EPS growth 3Y	5.84%
EPS growth 5Y	10.14%
EPS growth years	6
Net income growth	-12.56%
Net income growth (Q)	-21.23%
Net income growth (QoQ)	-17.05%
Net income growth 3Y	5.84%
Net income growth 5Y	10.14%
Net income growth years	6
Operating income growth	-6.68%
Operating income growth (Q)	-18.01%
Operating income growth 3Y	8.95%
Operating income growth 5Y	11.92%
Revenue growth	-4.84%
Revenue growth (Q)	-12.68%
Revenue growth (QoQ)	-22.81%
Revenue growth 10Y	24.18%
Revenue growth 3Y	9.71%
Revenue growth 5Y	12.38%
Revenue growth years	3

Metric

Value

EPS growth

-12.6%

EPS growth (Q)

-21.23%

EPS growth (QoQ)

-17.02%

EPS growth 10Y

20.96%

EPS growth 3Y

5.84%

EPS growth 5Y

10.14%

EPS growth years

Net income growth

-12.56%

Net income growth (Q)

-21.23%

Net income growth (QoQ)

-17.05%

Net income growth 3Y

5.84%

Net income growth 5Y

10.14%

Net income growth years

Operating income growth

-6.68%

Operating income growth (Q)

-18.01%

Operating income growth 3Y

8.95%

Operating income growth 5Y

11.92%

Revenue growth

-4.84%

Revenue growth (Q)

-12.68%

Revenue growth (QoQ)

-22.81%

Revenue growth 10Y

24.18%

Revenue growth 3Y

9.71%

Revenue growth 5Y

12.38%

Revenue growth years

Metric	Value
Capital expenditures	INR -634.7M
Depreciation and amortization	INR 265.7M
EPS	INR 57.21
FCF per share	INR -32.27
Financing cash flow	INR 55.6B
Free cash flow	INR -85B
Gross profit	INR 220.8B
Income taxes	INR 41.1B
Investing cash flow	INR -17.7B
Net borrowing	INR 104B
Net cash flow	INR -46.5B
Net income	INR 150.6B
Operating income	INR 211.3B
Revenue	INR 225.7B

Metric

Value

Capital expenditures

INR -634.7M

Depreciation and amortization

INR 265.7M

EPS

INR 57.21

FCF per share

INR -32.27

Financing cash flow

INR 55.6B

Free cash flow

INR -85B

Gross profit

INR 220.8B

Income taxes

INR 41.1B

Investing cash flow

INR -17.7B

Net borrowing

INR 104B

Net cash flow

INR -46.5B

Net income

INR 150.6B

Operating income

INR 211.3B

Revenue

INR 225.7B

Metric	Value
Book value per share	INR 361.68
Debt / equity	6.06
Net cash (debt)	INR -5.5T
Net cash / market cap	-733.74%
Net debt / equity	5.81
Piotroski F-Score	4
Property, plant and equipment	INR 7.5B
Shareholders' equity	INR 952.2B
Tangible book value	INR 952.2B
Tangible book value per share	INR 361.68
Total assets	INR 6.7T
Total cash	INR 237.7B
Total debt	INR 5.8T
Total liabilities	INR 5.8T
WACC	0.71%

Metric

Value

Book value per share

INR 361.68

Debt / equity

6.06

Net cash (debt)

INR -5.5T

Net cash / market cap

-733.74%

Net debt / equity

5.81

Piotroski F-Score

Property, plant and equipment

INR 7.5B

Shareholders' equity

INR 952.2B

Tangible book value

INR 952.2B

Tangible book value per share

INR 361.68

Total assets

INR 6.7T

Total cash

INR 237.7B

Total debt

INR 5.8T

Total liabilities

INR 5.8T

WACC

0.71%

Metric	Value
Asset turnover	0.03
Current ratio	401.51
Quick ratio	401.45
Working capital	INR 6.4T
Working capital turnover	0.04

Metric

Value

Asset turnover

0.03

Current ratio

401.51

Quick ratio

401.45

Working capital

INR 6.4T

Working capital turnover

0.04

Metric	Value
Buyback yield / dilution	-0.02%
Dividend growth	-13.2%
Dividend growth (10Y)	10.31%
Dividend growth (3Y)	6.64%
Dividend growth (5Y)	15.26%
Dividend growth years	4
Dividend payment date	2026-11-21
Dividend payment years	19
Dividend payout frequency	Quarterly
Dividend per share	INR 18.55
Dividend yield	6.4%
Ex-dividend date	2026-10-30
Last dividend	INR 3.50
Payout ratio	32.04%
Shareholder yield	6.35%

Metric

Value

Buyback yield / dilution

-0.02%

Dividend growth

-13.2%

Dividend growth (10Y)

10.31%

Dividend growth (3Y)

6.64%

Dividend growth (5Y)

15.26%

Dividend growth years

Dividend payment date

2026-11-21

Dividend payment years

Dividend payout frequency

Quarterly

Dividend per share

INR 18.55

Dividend yield

6.4%

Ex-dividend date

2026-10-30

Last dividend

INR 3.50

Payout ratio

32.04%

Shareholder yield

6.35%

Metric	Value
10Y price change	186%
10Y return CAGR	19.58%
10Y total return	497.6%
150-day SMA	INR 337.94
15Y price change	337.78%
15Y return CAGR	17.87%
15Y total return	1,077.72%
1D price change	1.22%
1M price change	-7.33%
1M total return	-7.33%
1W price change	-4.08%
1W total return	-4.08%
1Y price change	-22.4%
1Y return CAGR	-19.43%
1Y total return	-19.42%
20-day SMA	INR 299.04
200-day SMA	INR 342.73
3M price change	-21.23%
3M total return	-19.97%
3Y price change	6.21%
3Y return CAGR	6.59%
3Y total return	21.1%
50-day SMA	INR 310.46
50-day SMA vs 200-day SMA	50under200
52-week high	INR 388.30
52-week high date	2025-10-29
52-week low	INR 283.65
52-week low date	2026-10-27
5Y price change	147.62%
5Y return CAGR	28.52%
5Y total return	250.56%
6M price change	-23.29%
6M total return	-22.06%
All-time high	INR 654.00
All-time high date	2024-07-12
All-time low	INR 19.88
All-time low date	2008-11-28
Average true range (ATR)	INR 8.19
Average volume	8.3M
Beta (1Y)	0.32
Beta (2Y)	0.6
Beta (5Y)	0.34
Change from 52-week high	-25.32%
Change from 52-week low	2.24%
Change from all-time high	-55.66%
Change from all-time low	1,359.12%
Change from open	1.4%
Day's gap	-0.17%
Dollar volume	INR 1.2B
High price	INR 293.30
Low price	INR 284.00
Monthly RSI	39.97
Open price	INR 286.00
Position in 52-week range	64.52%
Previous close	INR 286.50
Price vs 150-day SMA	-14.19%
Price vs 20-day SMA	-3.02%
Price vs 200-day SMA	-15.39%
Price vs 50-day SMA	-6.59%
Relative volume	0.51
RSI	38.94
Sharpe ratio	-0.72
Sharpe ratio (3Y)	0.21
Sharpe ratio (5Y)	0.76
Sortino ratio	-0.78
Sortino ratio (3Y)	0.43
Sortino ratio (5Y)	1.27
Volume	4.2M
Weekly RSI	32.21
YTD price change	-18.72%
YTD total return	-15.6%

Metric

Value

10Y price change

186%

10Y return CAGR

19.58%

10Y total return

497.6%

150-day SMA

INR 337.94

15Y price change

337.78%

15Y return CAGR

17.87%

15Y total return

1,077.72%

1D price change

1.22%

1M price change

-7.33%

1M total return

-7.33%

1W price change

-4.08%

1W total return

-4.08%

1Y price change

-22.4%

1Y return CAGR

-19.43%

1Y total return

-19.42%

20-day SMA

INR 299.04

200-day SMA

INR 342.73

3M price change

-21.23%

3M total return

-19.97%

3Y price change

6.21%

3Y return CAGR

6.59%

3Y total return

21.1%

50-day SMA

INR 310.46

50-day SMA vs 200-day SMA

50under200

52-week high

INR 388.30

52-week high date

2025-10-29

52-week low

INR 283.65

52-week low date

2026-10-27

5Y price change

147.62%

5Y return CAGR

28.52%

5Y total return

250.56%

6M price change

-23.29%

6M total return

-22.06%

All-time high

INR 654.00

All-time high date

2024-07-12

All-time low

INR 19.88

All-time low date

2008-11-28

Average true range (ATR)

INR 8.19

Average volume

8.3M

Beta (1Y)

0.32

Beta (2Y)

0.6

Beta (5Y)

0.34

Change from 52-week high

-25.32%

Change from 52-week low

2.24%

Change from all-time high

-55.66%

Change from all-time low

1,359.12%

Change from open

1.4%

Day's gap

-0.17%

Dollar volume

INR 1.2B

High price

INR 293.30

Low price

INR 284.00

Monthly RSI

39.97

Open price

INR 286.00

Position in 52-week range

64.52%

Previous close

INR 286.50

Price vs 150-day SMA

-14.19%

Price vs 20-day SMA

-3.02%

Price vs 200-day SMA

-15.39%

Price vs 50-day SMA

-6.59%

Relative volume

0.51

RSI

38.94

Sharpe ratio

-0.72

Sharpe ratio (3Y)

0.21

Sharpe ratio (5Y)

0.76

Sortino ratio

-0.78

Sortino ratio (3Y)

0.43

Sortino ratio (5Y)

1.27

Volume

4.2M

Weekly RSI

32.21

YTD price change

-18.72%

YTD total return

-15.6%

Metric	Value
Float	1.2B
Shares change (QoQ)	-0.04%
Shares change (YoY)	0.02%
Shares held by insiders	0%
Shares held by institutions	23.62%
Shares outstanding	2.6B

Metric

Value

Float

1.2B

Shares change (QoQ)

-0.04%

Shares change (YoY)

0.02%

Shares held by insiders

Shares held by institutions

23.62%

Shares outstanding

2.6B

NSE/RECLTD (NSE/RECLTD)

Price

Financial snapshot

Fair-value bridge

Latest news · NSE/RECLTD

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All NSE/RECLTD indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on NSE/RECLTD

Frequently asked questions