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No complete published report is available for bit/UCG (BIT/UCG) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

bit/UCG stock profile: metrics, valuation and analysis

Market cap	127.6B
Revenue (ttm)	24.8B
Net income (ttm)	10.7B
EPS (ttm)	€7.04
Shares out	1.5B
P/E (trailing)	12.1x
P/E (forward)	10.9x
Dividend	€3.15 (3.76%)
Volume	3,844,564
Beta	1.06

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Market & fundamental data

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205

Groups with data

Currency

EUR

Showing 205 of 205 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Italy
Country code	IT
Employees	66,180
Employees Change	-5,930%
Employees Change Percent	-8.22
Exchange	Borsa Italiana
Financial currency	EUR
First seen	2026-05-10
Industry	Banks - Regional
Industry PE	12.63
Industry PE Fwd	11.76
Isin	IT0005239360
Last refreshed	2026-09-13
Market cap	EUR 127.6B
Price	EUR 85.17
Price currency	EUR
Rev Per Employee	375,385.31x
Sector	Financials
Sector PE	12.85
Sector PE Fwd	11.91
Sic	6020
Symbol	bit/UCG
Website	https://www.unicreditgroup.eu

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	8.41%
FCF yield	13.36%
Forward P/E	10.86x
P/B ratio	1.8x
P/E ratio	12.1x
P/S ratio	5.14x
PE Ratio10 Y	8.44x
PE Ratio3 Y	7.37x
PE Ratio5 Y	8x
PEG ratio	0.72x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
FCF margin	68.63%
Gross Profit	EUR 24.8B
Net Income	EUR 10.7B
Net Income Growth	3.08%
Net Income Growth Q	-13.13%
Net Income Growth Qo Q	-12.74%
Net Income Growth Years	5%
Net Income Growth3 Y	8.19%
Net Income Growth5 Y	51.13%
Pretax Margin	54.44%
Profit Margin	43.97%
Profit Per Employee	EUR 162,118
Profitable Quarters	EUR 18
Profitable Years	5
ROA	1.23
Roa5y	0.94
ROE	15.78
Roe5y	12.16

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	25.85%
Cagr15y	11.4%
Cagr1y	35.4%
Cagr20y	-0.63%
Cagr3y	68.47%
Cagr5y	59.42%
Div CAGR10	10.13%
Div CAGR3	47.2%
Div CAGR5	92.22%
EPS Growth	8.18
EPS Growth Q	-10.47
EPS Growth Qo Q	-14.12
EPS Growth Years	5
EPS Growth3 Y	17.62
EPS Growth5 Y	63.14
FCF Growth5 Y	-30.66%
OCF Growth5 Y	-30.23%
Revenue Growth	0.76x
Revenue Growth Q	-9.19x
Revenue Growth Qo Q	-10.89x
Revenue Growth Years	0x
Revenue Growth3 Y	5.33x
Revenue Growth5 Y	11.38x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	EUR 932.1B
Cash	EUR 193B
Debt	EUR 247.8B
Debt FCF	EUR 14.53
Equity	EUR 70.8B
Liabilities	EUR 861.3B
Net Cash	EUR -54.8B
Net Cash By Market Cap	EUR -42.96
Net Debt Equity	EUR 0.77
Net Debt FCF	EUR 3.22
Tangible Book Value	EUR 67.5B
Tangible Book Value Per Share	EUR 45.05
WACC	3.42

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	EUR -449.7B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	3.15%
Dividend Growth	31.07%
Dividend Growth Years	4%
Dividend per share	EUR 3.15
Dividend Years	6
Dividend Yield	3.76%
Ex Div Date	2026-04-20
Last Dividend	EUR 1.72
Payout Frequency	Semi-Annual
Payout Ratio	48.64%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	896.25%
1Y total return	35.37%
200-day SMA	73.53
3Y total return	378.3%
50-day SMA	83.19
50-day SMA vs 200-day SMA	50over200
5Y total return	929.45%
All Time High	649.5
All Time High Change	-86.89%
All Time High Date	2007-04-26
All Time Low	6.01
All Time Low Change	1,316.67%
All Time Low Date	2020-05-14
ATR	1.64
Beta	1.06
Beta1y	1.35
Beta2y	1.32
Ch YTD	20.09
High	85.23
High52	86.42
High52 Date	2026-08-26
High52ch	-1.45%
Low	83.82
Low52	57.36
Low52 Date	2026-03-23
Low52ch	48.48%
Ma50ch	2.38%
Price vs 200-day SMA	15.83%
RSI	56.42
RSI Monthly	77.29
RSI Weekly	63.93
Sharpe ratio	0.97x
Sharpe Ratio3y	1.7x
Sharpe Ratio5y	1.34x
Sortino ratio	1.75
Sortino Ratio3y	2.84
Sortino Ratio5y	2.16
Total Return	6.91%
Tr YTD	23.04
Tr15y	405.2%
Tr1m	0.67%
Tr1w	1.79%
Tr3m	20.55%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	1,495,473,814%
Shares Institutions	44.46%
Shares Out	1,498,324,360
Shares Qo Q	1.58%
Shares Yo Y	-3.15%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Average Volume	3,387,930.05x
Bv Per Share	47
CAPEX	EUR -681M
Ch10y	264
Ch15y	10.61
Ch1m	0.67
Ch1w	1.79
Ch1y	29.12
Ch20y	-83.76
Ch3m	20.55
Ch3y	310.6
Ch5y	692
Ch6m	23.78
Change	1.63%
Change From Open	0.82
Close	83.8
Days Gap	0.81
Dollar Volume	327,441,515.9
Earnings Date	2026-10-21
EPS	EUR 7.04
F Score	4
FCF	EUR 17.1B
FCF Per Share	EUR 11.38
Financing CF	-8,893,000,000
Fiscal Year End	December
Founded	1,870
Goodwill	840,000,000
Graham Number	87.26312
Graham Upside	2.46
Income Tax	EUR 2.5B
Investing CF	-4,995,000,000
Is Primary Listing	1
Last Earnings Date	2026-07-22
Last Report Date	2026-06-30
Last Split Date	2017-01-23
Last Split Type	Reverse
Lynch Fair Value	EUR 179
Lynch Upside	110.2
Ma150	74.59
Ma150ch	14.19%
Ma20	84.02
Ma20ch	1.37%
Net CF	4,060,000,000
Next Earnings Date	2026-10-21
Open	84.48
P FCF Ratio	7.48
P OCF Ratio	7.2
Payment Date	2026-04-22
Position In Range	95.74
Ppne	8,601,000,000
Price Date	2026-09-11
Ptbv Ratio	1.89
Relative Volume	1.13x
Revenue	24,843,000,000x
Tax By Revenue	10.22x
Tax Rate	18.78%
Tr20y	-11.88%
Tr6m	26.81%
Volume	3,844,564

BIT/UCG (BIT/UCG)

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