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LON/0R3C (LON/0R3C)

London Stock Exchange: LON/0R3C · USD

$316

+1.26 (+0.4%)· Recorded snapshot

Market cap	157.6B
Revenue (ttm)	54.9B
Net income (ttm)	9.1B
EPS (ttm)	$13.3
P/E (trailing)	17.8x
P/E (forward)	16.2x
Dividend	$2.76 (1.17%)
Volume	3,666
Beta	1.08

Market data

Price

Recent price action with selectable time range.

Metric	Value
Amount currency	GBP
Country	United States
Country code	UK
Earnings date	2026-10-23
Employees	76,800
Employees change	500
Employees growth	0.67%
Exchange	London Stock Exchange
Financial currency	USD
Financial report date	2026-09-30
First seen	2026-05-10
Fiscal year end	December
Founded	1850
Industry	Credit Services
Is primary listing	No
ISIN number	US0258161092
Last earnings date	2026-10-23
Last refreshed	2026-10-28
Last stock split date	2000-05-11
Last stock split type	Forward
Market cap	$157.6B
Next earnings date	2027-01-25
Price	$315.50
Price currency	USD
Sector	Financials
SIC code	6141
Stock price date	2026-10-28
Symbol	lon/0R3C
Website	https://www.americanexpress.com

Metric

Value

Amount currency

GBP

Country

United States

Country code

Earnings date

2026-10-23

Employees

76,800

Employees change

500

Employees growth

0.67%

Exchange

London Stock Exchange

Financial currency

USD

Financial report date

2026-09-30

First seen

2026-05-10

Fiscal year end

December

Founded

1850

Industry

Credit Services

Is primary listing

ISIN number

US0258161092

Last earnings date

2026-10-23

Last refreshed

2026-10-28

Last stock split date

2000-05-11

Last stock split type

Forward

Market cap

$157.6B

Next earnings date

2027-01-25

Price

$315.50

Price currency

USD

Sector

Financials

SIC code

6141

Stock price date

2026-10-28

Symbol

lon/0R3C

Website

https://www.americanexpress.com

Metric	Value
Average P/E ratio (10Y)	18.77x
Average P/E ratio (3Y)	19.66x
Average P/E ratio (5Y)	18.06x
Earnings yield	5.62%
FCF yield	6.64%
Forward P/E	16.23x
Graham number	148.14179
Graham upside	-52.86%
Lynch fair value	$173.95
Lynch upside	-44.64%
P/(FCF - SBC) ratio	15.77x
P/(OCF - SBC) ratio	12.32x
P/B ratio	5.85x
P/E ratio	17.79x
P/FCF ratio	15.05x
P/OCF ratio	11.88x
P/S ratio	2.87x
Price / tangible book value	5.85x
Sector forward P/E	9.13x
Sector P/E	10.6x

Metric

Value

Average P/E ratio (10Y)

18.77x

Average P/E ratio (3Y)

19.66x

Average P/E ratio (5Y)

18.06x

Earnings yield

5.62%

FCF yield

6.64%

Forward P/E

16.23x

Graham number

148.14179

Graham upside

-52.86%

Lynch fair value

$173.95

Lynch upside

-44.64%

P/(FCF - SBC) ratio

15.77x

P/(OCF - SBC) ratio

12.32x

P/B ratio

5.85x

P/E ratio

17.79x

P/FCF ratio

15.05x

P/OCF ratio

11.88x

P/S ratio

2.87x

Price / tangible book value

5.85x

Sector forward P/E

9.13x

Sector P/E

10.6x

Metric	Value
Effective tax rate	20.78%
FCF margin	19.15%
Gross margin	61.95%
Operating margin	19.36%
Pretax margin	21.23%
Profit margin	16.82%
Profit per employee	$118,594
Revenue per employee	$714,509
ROA	4.03%
ROA (5Y)	3.77%
ROE	35.93%
ROE (5Y)	33.64%
ROIC	11.81%
ROIC (5Y)	11.19%
SBC / revenue	0.87%
Tax / revenue	4.41%

Metric

Value

Effective tax rate

20.78%

FCF margin

19.15%

Gross margin

61.95%

Operating margin

19.36%

Pretax margin

21.23%

Profit margin

16.82%

Profit per employee

$118,594

Revenue per employee

$714,509

ROA

4.03%

ROA (5Y)

3.77%

ROE

35.93%

ROE (5Y)

33.64%

ROIC

11.81%

ROIC (5Y)

11.19%

SBC / revenue

0.87%

Tax / revenue

4.41%

Metric	Value
EPS growth	19.2%
EPS growth (Q)	30.92%
EPS growth (QoQ)	19.65%
EPS growth 10Y	12.16%
EPS growth 3Y	18.49%
EPS growth 5Y	13.12%
EPS growth quarters	4
FCF growth	-26.56%
FCF growth (Q)	-20.46%
FCF growth (QoQ)	-0.78%
FCF growth 3Y	-9.19%
FCF growth 5Y	3.73%
Net income growth	16.27%
Net income growth (Q)	27.91%
Net income growth (QoQ)	18.67%
Net income growth 3Y	15.27%
Net income growth 5Y	9.58%
Net income growth quarters	4
OCF growth	-16.62%
OCF growth (Q)	-13.62%
OCF growth (QoQ)	0.24%
OCF growth 10Y	8.58%
OCF growth 3Y	-4.48%
OCF growth 5Y	6.06%
Operating income growth	5.07%
Operating income growth (Q)	-6.98%
Operating income growth 3Y	10.95%
Operating income growth 5Y	8.16%
Revenue growth	11.58%
Revenue growth (Q)	11.31%
Revenue growth (QoQ)	2.82%
Revenue growth 10Y	9.12%
Revenue growth 3Y	10.24%
Revenue growth 5Y	12.09%
Revenue growth quarters	13

Metric

Value

EPS growth

19.2%

EPS growth (Q)

30.92%

EPS growth (QoQ)

19.65%

EPS growth 10Y

12.16%

EPS growth 3Y

18.49%

EPS growth 5Y

13.12%

EPS growth quarters

FCF growth

-26.56%

FCF growth (Q)

-20.46%

FCF growth (QoQ)

-0.78%

FCF growth 3Y

-9.19%

FCF growth 5Y

3.73%

Net income growth

16.27%

Net income growth (Q)

27.91%

Net income growth (QoQ)

18.67%

Net income growth 3Y

15.27%

Net income growth 5Y

9.58%

Net income growth quarters

OCF growth

-16.62%

OCF growth (Q)

-13.62%

OCF growth (QoQ)

0.24%

OCF growth 10Y

8.58%

OCF growth 3Y

-4.48%

OCF growth 5Y

6.06%

Operating income growth

5.07%

Operating income growth (Q)

-6.98%

Operating income growth 3Y

10.95%

Operating income growth 5Y

8.16%

Revenue growth

11.58%

Revenue growth (Q)

11.31%

Revenue growth (QoQ)

2.82%

Revenue growth 10Y

9.12%

Revenue growth 3Y

10.24%

Revenue growth 5Y

12.09%

Revenue growth quarters

Metric	Value
Capital expenditures	$-2.8B
Depreciation and amortization	$1.4B
EPS	$13.32
Financing cash flow	$-1.9B
Free cash flow	$10.5B
Free cash flow minus SBC	$10B
Gross profit	$34B
Income taxes	$2.4B
Investing cash flow	$-20.2B
Net borrowing	$1.2B
Net cash flow	$-8.7B
Net income	$9.1B
Operating cash flow minus SBC	$12.8B
Operating income	$10.6B
Revenue	$54.9B
Stock-based compensation	$479.1M

Metric

Value

Capital expenditures

$-2.8B

Depreciation and amortization

$1.4B

EPS

$13.32

Financing cash flow

$-1.9B

Free cash flow

$10.5B

Free cash flow minus SBC

$10B

Gross profit

$34B

Income taxes

$2.4B

Investing cash flow

$-20.2B

Net borrowing

$1.2B

Net cash flow

$-8.7B

Net income

$9.1B

Operating cash flow minus SBC

$12.8B

Operating income

$10.6B

Revenue

$54.9B

Stock-based compensation

$479.1M

Metric	Value
Book value per share	$40.18
Debt / equity	1.68
Debt / FCF	4.31
Net cash (debt)	$-12.4B
Net cash / market cap	-7.89%
Net debt / equity	0.46
Net debt / FCF	1.19
Piotroski F-Score	5
Property, plant and equipment	$6.1B
Shareholders' equity	$27B
Tangible book value	$27B
Tangible book value per share	$40.18
Total assets	$233.7B
Total cash	$32.7B
Total debt	$45.2B
Total liabilities	$206.7B
WACC	7.94%

Metric

Value

Book value per share

$40.18

Debt / equity

1.68

Debt / FCF

4.31

Net cash (debt)

$-12.4B

Net cash / market cap

-7.89%

Net debt / equity

0.46

Net debt / FCF

1.19

Piotroski F-Score

Property, plant and equipment

$6.1B

Shareholders' equity

$27B

Tangible book value

$27B

Tangible book value per share

$40.18

Total assets

$233.7B

Total cash

$32.7B

Total debt

$45.2B

Total liabilities

$206.7B

WACC

7.94%

Metric	Value
Asset turnover	0.24
Current ratio	1.58
Quick ratio	1.58
Working capital	$74.7B
Working capital turnover	0.55

Metric

Value

Asset turnover

0.24

Current ratio

1.58

Quick ratio

1.58

Working capital

$74.7B

Working capital turnover

0.55

Metric	Value
Buyback yield / dilution	2.43%
Dividend growth	16.14%
Dividend growth (10Y)	27.63%
Dividend growth (3Y)	16.52%
Dividend growth (5Y)	16.37%
Dividend growth years	4
Dividend payment date	2026-11-10
Dividend payment years	10
Dividend payout frequency	Quarterly
Dividend per share	$2.76
Dividend yield	1.17%
Ex-dividend date	2026-10-09
Last dividend	$0.95
Payout ratio	20.39%
Shareholder yield	3.6%

Metric

Value

Buyback yield / dilution

2.43%

Dividend growth

16.14%

Dividend growth (10Y)

27.63%

Dividend growth (3Y)

16.52%

Dividend growth (5Y)

16.37%

Dividend growth years

Dividend payment date

2026-11-10

Dividend payment years

Dividend payout frequency

Quarterly

Dividend per share

$2.76

Dividend yield

1.17%

Ex-dividend date

2026-10-09

Last dividend

$0.95

Payout ratio

20.39%

Shareholder yield

3.6%

Metric	Value
150-day SMA	$325.39
1D price change	0.4%
1M price change	1.61%
1M total return	1.93%
1W price change	-1.73%
1W total return	-1.73%
1Y price change	-12.95%
1Y return CAGR	-11.98%
1Y total return	-11.97%
20-day SMA	$310.97
200-day SMA	$326.43
3M price change	-6.05%
3M total return	-5.76%
3Y price change	122.32%
3Y return CAGR	31.99%
3Y total return	129.97%
50-day SMA	$317.61
50-day SMA vs 200-day SMA	50under200
52-week high	$390.48
52-week high date	2026-01-07
52-week low	$284.82
52-week low date	2026-03-30
5Y price change	75.17%
5Y return CAGR	13.25%
5Y total return	86.26%
6M price change	-0.25%
6M total return	0.34%
All-time high	$390.48
All-time high date	2026-01-07
All-time low	$70.85
All-time low date	2020-03-18
Average true range (ATR)	$8.97
Average volume	4K
Beta (5Y)	1.09
Change from 52-week high	-19.2%
Change from 52-week low	10.77%
Change from all-time high	-19.52%
Change from all-time low	343.54%
Change from open	-0.47%
Day's gap	0.88%
Dollar volume	$1.2M
High price	$317.00
Low price	$310.00
Monthly RSI	53.3
Open price	$317.00
Position in 52-week range	78.57%
Previous close	$314.24
Price vs 150-day SMA	-3.43%
Price vs 20-day SMA	1.05%
Price vs 200-day SMA	-3.73%
Price vs 50-day SMA	-1.06%
Relative volume	0.94
RSI	51.58
Sharpe ratio	-0.5
Sharpe ratio (3Y)	0.93
Sharpe ratio (5Y)	0.46
Sortino ratio	-0.45
Sortino ratio (3Y)	1.6
Sortino ratio (5Y)	0.85
Volume	3.7K
Weekly RSI	45.47
YTD price change	-15.65%
YTD total return	-14.7%

Metric

Value

150-day SMA

$325.39

1D price change

0.4%

1M price change

1.61%

1M total return

1.93%

1W price change

-1.73%

1W total return

-1.73%

1Y price change

-12.95%

1Y return CAGR

-11.98%

1Y total return

-11.97%

20-day SMA

$310.97

200-day SMA

$326.43

3M price change

-6.05%

3M total return

-5.76%

3Y price change

122.32%

3Y return CAGR

31.99%

3Y total return

129.97%

50-day SMA

$317.61

50-day SMA vs 200-day SMA

50under200

52-week high

$390.48

52-week high date

2026-01-07

52-week low

$284.82

52-week low date

2026-03-30

5Y price change

75.17%

5Y return CAGR

13.25%

5Y total return

86.26%

6M price change

-0.25%

6M total return

0.34%

All-time high

$390.48

All-time high date

2026-01-07

All-time low

$70.85

All-time low date

2020-03-18

Average true range (ATR)

$8.97

Average volume

Beta (5Y)

1.09

Change from 52-week high

-19.2%

Change from 52-week low

10.77%

Change from all-time high

-19.52%

Change from all-time low

343.54%

Change from open

-0.47%

Day's gap

0.88%

Dollar volume

$1.2M

High price

$317.00

Low price

$310.00

Monthly RSI

53.3

Open price

$317.00

Position in 52-week range

78.57%

Previous close

$314.24

Price vs 150-day SMA

-3.43%

Price vs 20-day SMA

1.05%

Price vs 200-day SMA

-3.73%

Price vs 50-day SMA

-1.06%

Relative volume

0.94

RSI

51.58

Sharpe ratio

-0.5

Sharpe ratio (3Y)

0.93

Sharpe ratio (5Y)

0.46

Sortino ratio

-0.45

Sortino ratio (3Y)

1.6

Sortino ratio (5Y)

0.85

Volume

3.7K

Weekly RSI

45.47

YTD price change

-15.65%

YTD total return

-14.7%

Metric	Value
Float	517.5M
Shares change (QoQ)	-0.74%
Shares change (YoY)	-2.43%
Shares held by insiders	0.12%
Shares held by institutions	65.37%
Short ratio	3.8 days

Metric

Value

Float

517.5M

Shares change (QoQ)

-0.74%

Shares change (YoY)

-2.43%

Shares held by insiders

0.12%

Shares held by institutions

65.37%

Short ratio

3.8 days

LON/0R3C (LON/0R3C)

Price

Financial snapshot

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Performance and technicals

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Deeper analysis on LON/0R3C

Frequently asked questions