Financials / Banks - RegionalUpdated 2026-05-10 22:07 UTC

ESQ stock hub

Esquire Financial Holdings, Inc. has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

874.9M

NASDAQ

Market data

Live price

Current market quote for this ticker.

Current price

ESQ

In the news

Latest news · ESQ

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Fetching the latest headlines.

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Fetching the latest headlines.

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E14.6

P25 8.8P50 10.4P75 13.1

Trailing P/E18

P25 10.9P50 14.7P75 36.2

ROE18.7

P25 4.9P50 10.4P75 15

ROICn/a

P25 -1.3P50 6.6P75 12.7

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All ESQ market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

205

Groups with data

Currency

USD

Showing 205 of 205 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Cik	0001531031
Company name	Esquire Financial Holdings, Inc.
Country	United States
Country code	US
Cusip	29667J101
Employees	151
Employees Change	13%
Employees Change Percent	9.42
Enterprise value	$652.7M
Exchange	NASDAQ
Financial currency	USD
First seen	2026-05-09
Industry	Banks - Regional
IPO Date	2017-06-27
Isin	US29667J1016
Last refreshed	2026-05-10
Market cap	$874.9M
Market cap category	Small-Cap
Price	$107
Price currency	USD
Rev Per Employee	942,947.02x
Sector	Financials
Sic	6029
Symbol	ESQ
Website	https://www.esquirebank.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	5.9%
EV Earnings	12.64x
EV Sales Forward	3.13x
EV/Sales	4.58x
Forward P/E	14.63x
P/B ratio	2.9x
P/E ratio	17.99x
P/S ratio	6.14x
PE Ratio10 Y	16.11x
PE Ratio3 Y	12.7x
PE Ratio5 Y	12.36x
PS Forward	4.2x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	$142.4M
Net Income	$51.6M
Net Income Growth	14.71%
Net Income Growth Q	7.05%
Net Income Growth Quarters	7%
Net Income Growth Years	5%
Net Income Growth3 Y	13.45%
Net Income Growth5 Y	29.46%
Pretax Margin	47.23%
Profit Margin	36.26%
Profit Per Employee	$341,894
Profitable Years	11
ROA	2.36
Roa5y	2.3
ROE	18.71
Roe5y	18.9

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	23.1%
Cagr3y	41.73%
Cagr5y	36.95%
Div CAGR3	21.81%
EPS Growth	12.71
EPS Growth Q	5.26
EPS Growth Quarters	7
EPS Growth Years	5
EPS Growth3 Y	11.53
EPS Growth5 Y	26.21
Revenue Growth	14.71x
Revenue Growth Q	17.05x
Revenue Growth Quarters	7x
Revenue Growth Years	10x
Revenue Growth3 Y	15.18x
Revenue Growth5 Y	23.7x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	$2.4B
Cash	$222.2M
Equity	$301.3M
Liabilities	$2.1B
Net Cash	$222.2M
Net Cash By Market Cap	$25.4
Net Cash Growth	30.9%
Net Debt Equity	$-0.74
Tangible Book Value	$301.3M
Tangible Book Value Per Share	$36.78
WACC	6.38

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	$-1.9B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-1.76%
Dividend Growth	15.38%
Dividend Growth Years	4%
Dividend per share	$0.8
Dividend Years	5
Dividend Yield	0.75%
Ex Div Date	2026-05-15
Last Dividend	$0.2
Payout Frequency	Quarterly
Payout Ratio	12.63%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	23.08%
200-day SMA	103.6
3Y total return	184.79%
50-day SMA	107.7
50-day SMA vs 200-day SMA	50over200
5Y total return	381.56%
All Time High	134.8
All Time High Change	-20.86%
All Time High Date	2026-01-13
All Time Low	10.83
All Time Low Change	885.13%
All Time Low Date	2020-05-14
ATR	3.77
Beta	0.39
Beta1y	0.53
Beta2y	0.65
Ch YTD	4.53
High	108.3
High52	134.8
High52 Date	2026-01-13
High52ch	-20.86%
Low	106.5
Low52	86.35
Low52 Date	2025-05-08
Low52ch	23.56%
Ma50ch	-0.91%
Price vs 200-day SMA	3%
RSI	46.37
RSI Monthly	69.12
RSI Weekly	51.72
Sharpe ratio	0.7x
Sortino ratio	1.21
Total Return	-1.01%
Tr YTD	4.72
Tr1m	-4%
Tr1w	-0.3%
Tr3m	-7.35%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Analyst Count	3
Analyst Count Top	3
Analyst Price Target Top	$120
Analyst Ratings	Buy
Analyst Ratings Top	Buy
Earnings EPS Estimate	$1.51
Earnings EPS Estimate Growth	13.53
Earnings Revenue Estimate	36,706,000x
Earnings Revenue Estimate Growth	8.73x
Operating Income	$69.6M
Operating margin	48.9
Price target	$120
Price Target Change	$12.79
Price Target Change Top	$12.79

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	7,041,463%
Float Percent	85.98%
Shares Insiders	14.02%
Shares Institutions	73.56%
Shares Out	8,189,986
Shares Qo Q	-0.04%
Shares Yo Y	1.76%
Short Float	10.03%
Short Ratio	6.26
Short Shares	8.62

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Average Volume	124,703.3x
Bv Per Share	36.78
Ch1m	-4
Ch1w	-0.3
Ch1y	22.17
Ch3m	-7.52
Ch3y	176.7
Ch5y	363.5
Ch6m	9.95
Change	-0.57%
Change From Open	-0.43
Close	107.3
Days Gap	-0.14
Dollar Volume	7,762,551
Earnings Date	2026-04-23
Earnings Time	bmo
EPS	$5.94
F Score	2
Fiscal Year End	December
Founded	2,006
Graham Number	70.10766
Graham Upside	-34.37
Income Tax	$15.6M
Is Primary Listing	1
Is Spac	No
Last Earnings Date	2026-04-23
Last Report Date	2026-03-31
Last Split Type	Never
Last10k Filing Date	2026-03-13
Lynch Fair Value	$148
Lynch Upside	38.97
Ma150	105.3
Ma150ch	1.35%
Ma20	109.7
Ma20ch	-2.71%
Next Earnings Date	2026-07-23
Open	107.2
Optionable	No
Payment Date	2026-06-01
Position In Range	11.96
Post Close	106.7
Postmarket Change Percent	0.13
Postmarket Price	$107
Ppne	4,189,000
Price Date	2026-05-08
Ptbv Ratio	2.9
Relative Volume	0.58x
Revenue	142,385,000x
Tax By Revenue	10.97x
Tax Rate	23.22%
Tr6m	10.36%
Us State	New York
Volume	72,758

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

ESQ dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+0.7%

$0.80 annual per share

Payout ratio

+12.6%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

n/a

4 consecutive years of growth

Total shareholder yield

-1.0%

Next ex-dividend date: 2026-05-15

Performance

ESQ stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns ESQ?

Insider, institutional, and short-interest positioning.

Institutional ownership

+73.6%

Float: +86.0% of shares outstanding

Insider ownership

+14.0%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

ESQ momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

46.4

Neutral momentum band

Price vs 200-day MA

+3.0%

50/200-day relationship not available

Beta (5Y)

0.39

Less volatile than the market

Sharpe ratio

0.70

Risk-adjusted return — higher is better; >1.0 is solid.

Peers

ESQ vs. sector cohort

Currency-neutral comparison: P/E, P/S, ROIC, 5Y revenue CAGR, and 1Y total return. Market-cap column appears only when every peer reports in the same currency.

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
AXP	American Express Company	215.6B	19.7x	3.1x	11.5%	+15.5%	+15.6%	Reduce
BAC	Bank of America Corporation	364.1B	12.7x	3.3x	—	+6.3%	+28.2%	Reduce
BK	The Bank of New York Mellon Corporation	89.6B	16.2x	4.3x	—	+6.0%	+58.4%	Reduce

Questions

About ESQ

Hub-level FAQ points readers to the deeper analysis pages.

What is the current ESQ stock rating?

Esquire Financial Holdings, Inc. is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full ESQ analysis?

The full report lives at /stocks/ESQ/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for ESQ?

The latest report frames ESQ around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the ESQ page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.